Just make sure in that price range that it supports Google Pay, so has an actually NFC chip and a secure enclave.
Also a good idea that it supports remote wiping or tracking if lost or stolen.
If it's wiped, your credit card information may not necessarily be wiped off the internal memory because often, the credit card information for a mobile wallet system like Apple Pay or Google Pay is stored in the secure enclave chip.
With recent iPhones (no more than 3-4 years old), there is iCloud activation lock so even if someone stole or found it, they wouldn't be able to wipe the device and use it for themselves.
I'm not sure which Android devices have a comparable feature.
Another consideration, be wary of Chinese brands. The US govt. recommends against Huawei and some Chinese brands. Huawei is the 800-pound gorilla, closely tied with Chinese govt. They are trying to sell networking equipment for 5G networks and US has barred their equipment because of security concerns.
A lot of countries, particularly developing countries, are buying them anyways because Huawei underprices the equipment compared to European and US vendors.
Huawei and other Chinese brands are popular in Europe and developing countries because they tend to be cheaper.
Also be wary of installing apps. from anywhere but the Google Play store. There is a lot of app. piracy because Android phones allow apps. to be installed from any web site and often those pirated apps. carry malware.
However, it should also be noted that Google Play Store has hosted several apps. found later to have malware in them which steal personal info. without the user's consent or knowledge.
But Google pulls these apps. as soon as they find out.