youbet
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3 years, I would say the the 7 last years inflation has been fairly tame. Inflation has aveaged less than 1.7 since 2008. Sounds more like a spending problem or a planning problem.
Historical Inflation Rates: 1914-2016 | US Inflation Calculator
I'm assuming you're just passing on TP's error with the "3 year" thing. But, in case I'm missing something, where did you get the "3 year" figure you're using? Why "3 years?"