Teacher Terry
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 17, 2014
- Messages
- 7,650
I decided to start a new thread because I realized if I go down to a Plan G high deductible from a F I can’t go back because of the fact I can’t pass medical underwriting. I know I can’t pass because I just tried. Luckily Nevada has the birthday rule so I can change then without underwriting.
My motivation is cost because mine goes up 20/month every year and it’s now 200/month. A high deductible G plan would cost 52/month. Combined with part b at 170 and D at 12 it’s expensive for someone on a income of 32k/ year and I want to keep my savings for true emergencies and not spend it on monthly bills.
Keep in mind that I was under a ton of stress when initially choosing a medigap plan because I was expecting not to have to make that decision until I was 70 due to my husband being younger and my ability to stay on my state employee plan.
All of a sudden I am getting divorced, selling a house, buying a condo and having to pick a plan for life. For those of you who know more than me about the various medigap plans is there any reason this is a bad idea?
My motivation is cost because mine goes up 20/month every year and it’s now 200/month. A high deductible G plan would cost 52/month. Combined with part b at 170 and D at 12 it’s expensive for someone on a income of 32k/ year and I want to keep my savings for true emergencies and not spend it on monthly bills.
Keep in mind that I was under a ton of stress when initially choosing a medigap plan because I was expecting not to have to make that decision until I was 70 due to my husband being younger and my ability to stay on my state employee plan.
All of a sudden I am getting divorced, selling a house, buying a condo and having to pick a plan for life. For those of you who know more than me about the various medigap plans is there any reason this is a bad idea?