We have many posters on this board who say that they have achieved FIRE, and do not actually need SS. Given the next generation will have to pay more to benefit less, some may say taking Social Security when you don't even need it presents a moral dilemma. We all have the choice not to file for benefits, but I do not hear about very many taking turning it down. (other than by dying younger than expected).
Anyone here considering not filing for benefits? I know many will reply they ""earned" the benefits, but that is not my point.
Anyone here considering not filing for benefits? I know many will reply they ""earned" the benefits, but that is not my point.