S&P 500 vs Total Stock Market
Currently we have money in are taxable accounts (savings, brokerage) that are looking for some thoughts on how to distribute.
Want to maintain a 50/50 split for this money. Half of the money is on savings account for liquidity purposes. The othe half would like put in either Vanguard S&P 500 or total stock market admiral shares for tax efficient purposes and to follow/fit with in our overall asset allocation.
Having trouble deciding which of the funds to use. From researching lipper, Morningstar, Vanguard, etc. both are similar in all manners, but S&P 500 seems tad less volatile and tad more tax efficient. Monthly contributions would be made to both savings and fund.
Any ideas/insight why choose one fund over the other?
Thanks
Currently we have money in are taxable accounts (savings, brokerage) that are looking for some thoughts on how to distribute.
Want to maintain a 50/50 split for this money. Half of the money is on savings account for liquidity purposes. The othe half would like put in either Vanguard S&P 500 or total stock market admiral shares for tax efficient purposes and to follow/fit with in our overall asset allocation.
Having trouble deciding which of the funds to use. From researching lipper, Morningstar, Vanguard, etc. both are similar in all manners, but S&P 500 seems tad less volatile and tad more tax efficient. Monthly contributions would be made to both savings and fund.
Any ideas/insight why choose one fund over the other?
Thanks
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