I wish I heeded #2(brown bagging lunch) much earlier in my career. I knew it was the prudent thing to do, but I was lazy. I only started brown bagging for health reasons, and then saw in a very concrete way how much money I was saving.
Beyond that, I'll add 2 suggestions. Notwithstanding credit card rebates, pay for restaurant meals and gifts with cash or debit card. And, spend less than you earn, a la:
https://vimeo.com/199334296
Beyond that, I'll add 2 suggestions. Notwithstanding credit card rebates, pay for restaurant meals and gifts with cash or debit card. And, spend less than you earn, a la:
https://vimeo.com/199334296