Has anyone on this forum come up with a "simple straight-forward" portfolio that has yielded enough to allow for the magic 4% SWR and maintain and modestly grow a 1 million dollar principal over 10-20 years.
I don't mean a long drawn out discussion of high-tech convoluted formulas or those requiring credentials as a CFP, CPA or a PhD in higher mathematics to understand.
Would the "CoffeeHouse" portfolio fit the bill over time, say 10, 20 or 30 years through all the ups and downs of the market; would it have survived the period 2000-now?
I don't mean a long drawn out discussion of high-tech convoluted formulas or those requiring credentials as a CFP, CPA or a PhD in higher mathematics to understand.
Would the "CoffeeHouse" portfolio fit the bill over time, say 10, 20 or 30 years through all the ups and downs of the market; would it have survived the period 2000-now?