My COBRA insurance runs out at the end of next month and what lies ahead "ain't pretty."
I have a pre-existing condition which is likely (no, make that CERTAIN) to preclude me from getting a "regular" individual policy in Florida where I live. Since I'll be HIPAA eligible, each individual insurer is required to offer a couple of policies...but the rates are through the roof. So far, my research suggests that the premiums for a $2000 deductible will cost almost $1000 a month, a $3000 deductible goes for about $825 a month, a $5000 deductible is just over $600 monthly.
Is there anything that I'm missing? Are there better options in Florida that provide comprehensive coverage (including prescriptions?)
Thanks.
I have a pre-existing condition which is likely (no, make that CERTAIN) to preclude me from getting a "regular" individual policy in Florida where I live. Since I'll be HIPAA eligible, each individual insurer is required to offer a couple of policies...but the rates are through the roof. So far, my research suggests that the premiums for a $2000 deductible will cost almost $1000 a month, a $3000 deductible goes for about $825 a month, a $5000 deductible is just over $600 monthly.
Is there anything that I'm missing? Are there better options in Florida that provide comprehensive coverage (including prescriptions?)
Thanks.