51togo
Recycles dryer sheets
My short term T note $150k@ 5% is due next week. My Chase bank broker suggests rates are dropping so a 3 years annuity at 5.5% or 5 years at 6% is better. I won’t be using this IRA fund as part of my 401 where transferred out from Fidelity. What kind of questions should I ask ie company ratings AAA etc? Not understanding and also not comfortable with annuity, I prefer a lower T note rate at 4.5%, my 401 are mixed with large cap, target 2030, income fund at 3%, company stock, and international funds at $250k each. Like to hear your comments and thanks!