Have had about one a year for the past four years all credit card. The latest was a person using my card to buy airline tickets on frontier on the east coast. I disputed within 15 minutes of the time it hit because I was in my account when the CC company sent the fraud alert. We froze it and replaced the card and then Frontier proceeded to fight the CC company saying it MUST BE ME and the proof that they sent had my card and the name of the traveler who wasn't me. I again said it wasn't me to my CC company and then looked up the name and address of the person listed on search and found a string of newspaper articles on all of the frauds this person had been arrested for in his home town. CC went back to Frontier and it still insisted but CC company removed from my account . What bothered me most is all of this happened well in advance of the scheduled flights and Frontier said they couldn't pull the tickets once issued. BS to them