I don't have the risk tolerance to become a VC, nor do I have ton's of other people's money to play with! ha
With that said ... I started dabbling in P2P investing last year. I invest at Upstart, which is a bit different than lending club, prosper, etc... For the most part, they tend to only give out loans to college grads, not to mention some other noticeable differences.
I originally invested $10k in April of 2015. That acct now sits at about $10,550 or so. I average about 6.5% return.
I enjoy it ... I know what its like to have tons of unconsolidated debt. I'd say, 75% of my loans (which are at $100/piece) are with college grads that want to consolidate Credit Cards. I've had very few delinquencies and/or charge offs!
For now, I don't plan to invest any more, but that's not to say I won't. I want to give it another full year before I put any more in!