scrabbler1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Nov 20, 2009
- Messages
- 6,705
Even though I am already ERed, I still calculate a percent saved based on my investment income (mostly dividends and interest but includes some cap gains distributions) and my expenses. For 2010 it was 47% and for 2011 it was 51%.
In my working years my % saved did not vary as much as I thought despite my twice voluntarily cutting my salary to reduce my weekly work hours. In the two years I was working FT after I paid off my mortgage, it was in the high 50s. For the next several years, it fluctuated more because investment income became a larger share of my total income but was still between 40% and 60%. (The year I bought a new car it dropped to 18%.) The year I cashed out my company stock it and ERed jumped to 91%!
In my working years my % saved did not vary as much as I thought despite my twice voluntarily cutting my salary to reduce my weekly work hours. In the two years I was working FT after I paid off my mortgage, it was in the high 50s. For the next several years, it fluctuated more because investment income became a larger share of my total income but was still between 40% and 60%. (The year I bought a new car it dropped to 18%.) The year I cashed out my company stock it and ERed jumped to 91%!