Webzter
Full time employment: Posting here.
- Joined
- Jun 29, 2007
- Messages
- 567
We first started saving into our 401k about 5 years ago. I wish we had started sooner. Heck, I wish I had started saving when I was 12 with my first paper route.
We didn't get serious about saving until last year. We're trying to work our way up the percentage ladder right now.
I wish I had just paid attention to my parents. They put down 50% on their first house and rented it out for 5 years until my dad retired from the AF. Mom figured out long ago that she only needs 1/3rd of a dryer sheet and less than half of what they suggest for soap. Heck, she washes and re-uses the ziplock bags. They always saved for everything.. we finally learned that two years ago. "Ok, we're all going to Disney in 3 years. We need this much to go. Let's save x a month to get there". That's way better than "It's time for Disney, charge it!"
We didn't get serious about saving until last year. We're trying to work our way up the percentage ladder right now.
I wish I had just paid attention to my parents. They put down 50% on their first house and rented it out for 5 years until my dad retired from the AF. Mom figured out long ago that she only needs 1/3rd of a dryer sheet and less than half of what they suggest for soap. Heck, she washes and re-uses the ziplock bags. They always saved for everything.. we finally learned that two years ago. "Ok, we're all going to Disney in 3 years. We need this much to go. Let's save x a month to get there". That's way better than "It's time for Disney, charge it!"
