I tried to renew car registration online. The state dot gov only allows payment through a credit card (no option to use checking account ach), and they charge $2.95 service fee. That pissed me off. Oh, they also require you to print the registration document yourself.Maybe my bank is sick today I just got "transaction host failed" trying to pay a bill. I keep telling you all checks are easier even if no one believes me!
Oh well always tomorrow.
Or maybe how quick should I expect them to process?
Just buying a CD so no rush but I mean if I NEEDED it . . . is something else faster?
Yes, ACH is an overnight event... no instant transfer available...
Wire transfers can be faster for a fee.
Zelle is instant when that’s an option. And it’s free.
ACH is quite old, initially for bank to bank payments, and was never built to be customer facing or instant.
Yes, ACH is an overnight event... no instant transfer available...
Yes, ACH is an overnight event... no instant transfer available...
Zelle limits are set by your bank
If you ask, they will raise it. I have two different banks that let me send 2k at a time.
Zelle is worthless for paying for anything bigger than dinner.