Why limit 401(k) choices

[jazz4cash]

"I am a cynic. I see limited company 401k investment choices as a lazy or misinformed decision by management. "

In my messed up mind, after working jobs with extreme amount of OT, I believe some employers do not want employees getting ahead. The employees getting ahead makes them want more time off and considerably less productive. The companies I worked for would promote going out and buying that new vehicle or toy. Kept the employees hungry and always wanting to work OT.
I've never had the pleasure of working for a well managed company.

Hyper

This is the first thing you said that I actually agree with.

Cutting to the point of what to do if you have a bad 401k plan......can you do a rollover from the 401k to an IRA?

Have you read your summary plan description to understand the features of the plan? Some plans allow rollovers and some do not. Some only allow it with restrictions.