crispus
Recycles dryer sheets
- Joined
- Jun 24, 2004
- Messages
- 168
We are both 61 a year away from early SS and are living exclusively on IRA withdraws. We are invested with Vanguard in a 3 fund portfolio (total stock market, total international stock market, and total bond market). Our ratio is around 60/40 equities to income.
My question is in a down market should you withdraw from the income side only in order to wait for equities to improve or just try to keep the same percentage equities to income?
We currently have around $900k and our monthly burn rate is currently about 5k gross. At 62 we will be able to receive about $3800 per SS.
My question is in a down market should you withdraw from the income side only in order to wait for equities to improve or just try to keep the same percentage equities to income?
We currently have around $900k and our monthly burn rate is currently about 5k gross. At 62 we will be able to receive about $3800 per SS.