This past Janurary I took the whole month off (vacation) with plans on retiring Feb 1st. I even had going away parties at the end of Dec. During my vacation all I did was worry on whether I was making the right decision. stressed out to say the least. I ended up cancelling the rest of my vacation the last week and going back to work. I believe I had enough money in pension/ 401k and ss ( in 7 years). My question is did any of you worry when you were retiring ?