DW has consistently not gotten involved in retirement planning or investing. I've bashed her over the head (figuratively
) to get her acquainted with our investments and DIY methodology. Now with my retirement being announced within the family, she has also started developing cold feet.
Part 1 is that I had to show her FireCalc and i-ORP runs showing spending levels safely above what we are currently spending (almost 2x actually) although she didn't get into the details. It made her more comfortable at stopping the paycheck.
Part 2 is that she's now harping on variations of "what will you do all day?" She talks about things I or we could do together involving volunteering. My reply is "what does she do all day?" She's been "retired" for 8 years and hasn't felt the need to develop a more structured life like she seems to think I need.
I'm also having a bit of mental adjustment underway to the dreaded day that I also take money out of my investments. I suspect I will adjust but I really hope we don't have any 20+% drops between now and this time next year. I'm sure a normal correction that occurs when I'm facing retirement or just afterwards will definitely shake me up.