audreyh1
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
And recall that these companies have the power to crush your credit rating if they get wrong information and have historically been deaf to efforts to get that same wrong information corrected. They have a lot of power and very little accountability.
Yep - the situation really is outrageous.
Fortunately those in power are as much victims are the rest of us, so I'm hoping for some good roasting over the coals. And maybe we can even get some improvements!