Personal Life Expectancy

[GoodSense]

I don't really feel any number is secure given how much longer people are living now compared with 30 years ago. Both DH and I have longevity genes in our families. For me, grandfathers passed away at 88 and 97. Both grandmothers are still alive at 88 and 89.

In my planning I assume I will live forever, but end-of-life care will probably eat away at it, which is OK for the final drain anyway.

 

[haha]

Life expectancy at 66 is about 86. I expect to reach 90 but not a lot longer. I did a poll here on life expectancy but it appears it is not correlated with early retirement and wealth. This makes some sense as the strongest factor in longevity is genetics, but one sees a fairly wide range of risk taking behaviors exhibited in the same families.

Does a regular motorcycle rider pay a higher premium for an individual life insurance policy? Overall I would tend to believe that what works for life insurance companies is pretty sound.

Ha