Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 07-24-2014, 07:06 PM   #21
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,696
Quote:
Originally Posted by NW-Bound View Post
Been waiting for a 20% correction, but where is it? What happened to all the Wh***'s that have been issued? Somebody has lost her magic spell? Or am I speaking too soon?
I guarantee a 20% correction. This is called the Lsbcal uncertainty principle. I can specify the extent of the decline or month of decline but not both with precision.

I am very sure about this.

Equation: decline * date = Lsbcal_constant
__________________

__________________
Lsbcal is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-24-2014, 07:24 PM   #22
Moderator
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 9,369
My 401k is up 13.5%. Now at 60/40 was about 75/25 until 6/1.
__________________

__________________
Ronstar is offline   Reply With Quote
Old 07-24-2014, 07:28 PM   #23
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,696
Quote:
Originally Posted by Ronstar View Post
My 401k is up 13.5%. Now at 60/40 was about 75/25 until 6/1.
But you must consider your entire liquid assets, not just a partial selection.
__________________
Lsbcal is offline   Reply With Quote
Old 07-24-2014, 08:14 PM   #24
Thinks s/he gets paid by the post
 
Join Date: Feb 2007
Posts: 1,906
Per Quicken my annualized IRR is 10% so I don't feel too bad given my nominal 50/50. Quicken says the same number for Vanguards IDX500 is 16%. If I'm capturing 62% of the return of an all stock allocation with a 50/50 I'm a happy camper. Just hope that when the tables are turned and the market dives my 50/50 doesn't deliver 38%...
__________________
ejman is online now   Reply With Quote
Old 07-24-2014, 08:27 PM   #25
Thinks s/he gets paid by the post
sengsational's Avatar
 
Join Date: Oct 2010
Posts: 3,849
YTD (June 30) IRR is 13.3%. I've got foreign stuff (that I took a bath on earlier) that's come back some.
__________________
sengsational is offline   Reply With Quote
Old 07-24-2014, 10:56 PM   #26
Thinks s/he gets paid by the post
MooreBonds's Avatar
 
Join Date: Aug 2004
Location: St. Louis
Posts: 2,091
I also have a healthy exposure to emerging markets/international. Overall, about 11.3%, including about 5% of portfolio in I-bonds
__________________
Dryer sheets Schmyer sheets
MooreBonds is offline   Reply With Quote
Old 07-25-2014, 03:36 AM   #27
Recycles dryer sheets
wingfooted's Avatar
 
Join Date: Jul 2011
Location: Oregon - Dry Side
Posts: 218
2014 YTD time weighted return including dividends, commissions, and margin interest is 39.5% as of close of market Thursday 24 July.

Big winners are overweight single stock positions in AAPL, APC, PXD, V and CXO.

Let the bull run........
__________________
wingfooted is offline   Reply With Quote
Old 07-25-2014, 06:09 AM   #28
Moderator
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 9,369
Quote:
Originally Posted by Lsbcal View Post
But you must consider your entire liquid assets, not just a partial selection.
I was thinking of posting the entire portfolio, but the way I track the total and change in entire liquid assets includes withdrawals from checking (generally $5k per month). With that, my entire portfolio including checking is 9.1%
__________________
Ronstar is offline   Reply With Quote
Old 07-25-2014, 10:26 AM   #29
Thinks s/he gets paid by the post
robnplunder's Avatar
 
Join Date: Nov 2013
Location: Bay Area
Posts: 2,124
Quote:
Originally Posted by wingfooted View Post
2014 YTD time weighted return including dividends, commissions, and margin interest is 39.5% as of close of market Thursday 24 July.

Big winners are overweight single stock positions in AAPL, APC, PXD, V and CXO.

Let the bull run........
Outstanding! I no longer have stomach for buying individual stocks and stick pretty much to ETFs, mutual funds.
__________________
Pura Vida
robnplunder is offline   Reply With Quote
Old 07-25-2014, 10:52 AM   #30
Thinks s/he gets paid by the post
RockyMtn's Avatar
 
Join Date: Jul 2009
Location: North Scottsdale
Posts: 1,234
+6.3% ytd. AA of 63% equities 37% bonds and cash. Haven't bought or sold a thing since rebalance on Jan 2.
__________________
FIRE'D in July 2009 at 51...Never look back!
RockyMtn is offline   Reply With Quote
Old 07-25-2014, 03:10 PM   #31
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,696
Quote:
Originally Posted by Ronstar View Post
I was thinking of posting the entire portfolio, but the way I track the total and change in entire liquid assets includes withdrawals from checking (generally $5k per month). With that, my entire portfolio including checking is 9.1%
Very good and better then my return so far.

At the mid-year on July 1, ours was:

our portfolio +5.4%
benchmark #1, +5.4% (index only based portfolio)
benchmark #2, +5.7% (Wellington based portfolio)
__________________
Lsbcal is offline   Reply With Quote
Old 07-25-2014, 06:00 PM   #32
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,914
We are doing very well but I am not interested in beating the market as we are well into the MRD stage of life. I want a nice, steady, returns - Wellington and O are what I love.
__________________
Duck bjorn.
Brat is offline   Reply With Quote
Old 07-25-2014, 07:32 PM   #33
Moderator
Ronstar's Avatar
 
Join Date: Aug 2007
Location: A little ways southwest of Chicago
Posts: 9,369
Quote:
Originally Posted by Lsbcal View Post
Very good and better then my return so far.

At the mid-year on July 1, ours was:

our portfolio +5.4%
benchmark #1, +5.4% (index only based portfolio)
benchmark #2, +5.7% (Wellington based portfolio)
I may have misunderstood the question. My spreadsheet calculates annualized yield. That's what I posted. So I recalc'd taking year to date pct and excluding checking where my withdrawals came out of and got 6.2%.
__________________
Ronstar is offline   Reply With Quote
Old 07-25-2014, 09:22 PM   #34
Dryer sheet aficionado
hpnutty's Avatar
 
Join Date: Oct 2011
Location: Houston, TX
Posts: 33
401K 6.2% (68/30/2 stk/bnd/cash split)
Taxable Accts 9.3% (some nice returns from oils and micron)
__________________
hpnutty is offline   Reply With Quote
Old 07-25-2014, 10:40 PM   #35
Recycles dryer sheets
 
Join Date: Apr 2010
Location: Silicon Valley
Posts: 198
Hi,

I see Vanguard has new personal performance charts and says 10.1%... not everything is at Vanguard. However, sounds about right, sizable chunks of REIT at 18% and emerging markets VWO 9%; EWX 10% YTD gains go somewhat to compensating for significant underperformance of these allocation during the past two years.
__________________
SVHoper is offline   Reply With Quote
Old 07-25-2014, 10:57 PM   #36
Recycles dryer sheets
 
Join Date: Apr 2012
Location: Birmingham, AL
Posts: 189
Up 7.2% for the year, Asset Allocation 50/50. Some overweight international, small cap and value.
__________________
Greg V is offline   Reply With Quote
Old 07-25-2014, 11:09 PM   #37
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Lsbcal's Avatar
 
Join Date: May 2006
Location: west coast, hi there!
Posts: 5,696
Somehow I suspect we are not all calculating this in the same way.
__________________
Lsbcal is offline   Reply With Quote
Old 07-26-2014, 06:13 AM   #38
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Ed_The_Gypsy's Avatar
 
Join Date: Dec 2004
Location: the City of Subdued Excitement
Posts: 5,293
I haven't looked at this for a long time.

Everything is with Vanguard. Just peeked at their personal performance charts for me. Compared them to VWELX (dividends included) on Yahoo finance.

  • Up 17% YTD (Wellington up 10.7%)
  • Up 19.2% 1 year (Wellington up 16.7%)
  • Up 9% annualized for the last 10 years. (VWELX up 8.6% over the same period.)
  • Since bottom in Feb 2009, up annualized 15.7%. This is understated, though, because I had to take some out prematurely during this period. (Wellington up 17%/yr).
  • Dropped 43% between my high in Oct 2007 and my low in Feb 2009, 16 months later. (Wellington only dropped 32.5% between those dates).
Mostly index funds, a few selected oil and gas stocks, trying to maintain ~50/50 US/non-US in both groups. ~100% in equities.

Not so bad, then.

Still considering what to do in withdrawal phase when I put it on autopilot. Compared VWELX to VWINX including dividends over a long period and found VWELX to give a little better performance, but with a little more droop in 2007-2009. Hmmm.

Changes will be made when I pack it in next year and start converting to Roths like crazy before I take SS at 70. Maybe put everything into VWINX (original plan) or VWELX?

FYI, after more study of the tax issues, it turns out that I do not have to convert everything to Roth to be tax-free after 70. Income (w/d from t-IRA plus SS can still be at zero taxes below a certain w/d rate). If I die before everything is converted, DW should convert all the balance ASAP for simplicity.

Cheers from Baku
__________________
my bumpersticker:
"I am not in a hurry.
I am retired.
And I don't care how big your truck is."
Ed_The_Gypsy is offline   Reply With Quote
Old 07-26-2014, 06:18 AM   #39
Thinks s/he gets paid by the post
grasshopper's Avatar
 
Join Date: Oct 2010
Posts: 1,671
YTD 6.9% with 50/50 allocation.


Sent from my Nexus 7 using Early Retirement Forum mobile app
__________________
For me experiences are not good or bad, just different
grasshopper is offline   Reply With Quote
Old 07-26-2014, 07:38 AM   #40
Thinks s/he gets paid by the post
target2019's Avatar
 
Join Date: Dec 2008
Posts: 3,709
Quote:
Originally Posted by Lsbcal View Post
Somehow I suspect we are not all calculating this in the same way.
+1.27
__________________

__________________
target2019 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Fixed Income Strategy for Beating Inflation Running_Man FIRE and Money 30 07-22-2008 11:15 AM
Beating the exchange rate studying aboard? tightasadrum Other topics 2 07-21-2007 08:56 AM
Seems ISM is taking a bit of a beating this week... cute fuzzy bunny FIRE and Money 86 03-05-2007 01:25 PM
YTD Index beating managed 8/9 mickeyd FIRE and Money 6 11-30-2006 05:23 AM
Beating the Market- Portfolio Advice charlottebandito Young Dreamers 8 07-02-2005 03:27 PM

 

 
All times are GMT -6. The time now is 09:42 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.