kaudrey
Thinks s/he gets paid by the post
For January, +1.3%
I don't expect every month will be like that
Oh, why not? I am fully expecting that. How else can I buy a Ferrari? Great expectations.
"Murphy was an optimist" is a family saying around here
Up 1.7%, all in.
OK something isn't working as well this year, my Jan end rate was 1.09%, dropping again early this week. As of yesterday YTD is only 0.98%. Allocation is 59/39/2 on invested accounts. I believe the intermediate duration of the average bonds in our funds at 6.6 yrs is limiting our overall returns with corporate bond market rates rising. But visibility to actual changes is limited. I am considering maintaining the same allocation, but divesting the balanced funds with their higher interest sensitivity. Instead, buying equity funds and shorter term bond funds while rates stabilize to higher levels this year. Anyone else considering, or has done this recently? It seems others here with similar 60/40 allocation are doing much better.