Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Re: 6 stitches = $800
Old 09-06-2006, 01:47 PM   #41
Thinks s/he gets paid by the post
ladelfina's Avatar
 
Join Date: Oct 2005
Posts: 2,713
Re: 6 stitches = $800

http://www.warresisters.org/piechart.htm

Now, I know this site is tendentious, which is why I gave a big range.. up to their figure.

If you don't consider debt service and veterans' benefits part of "defense spending", you can always use the lower figure, which talks about the budget aside from programs which are supposed to be independent, like SS. The figure when you talk about discretionary spending is in the range of 50%.
http://www.whitehouse.gov/omb/budget/fy2005/db.html


http://www.truthandpolitics.org/mili...size.php#ref-2

Note the graph on the right:
http://en.wikipedia.org/wiki/Militar..._United_States


N.B. the figures above don't even include the cost of the Iraq war...
__________________

__________________
ladelfina is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: 6 stitches = $800
Old 09-06-2006, 02:01 PM   #42
Thinks s/he gets paid by the post
maddythebeagle's Avatar
 
Join Date: Jun 2005
Posts: 2,450
Re: 6 stitches = $800

Quote:
Why do you hate America? Why do you want the terrorists to win?
maybe if the "terrorists" had universal health care then they wouldnt be so darn mad
__________________

__________________
- Hurry! to the cliffs of insanity!
maddythebeagle is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 02:33 PM   #43
Thinks s/he gets paid by the post
 
Join Date: Dec 2004
Posts: 1,798
Re: 6 stitches = $800

Quote:
Originally Posted by ladelfina
http://www.warresisters.org/piechart.htm

Now, I know this site is tendentious, which is why I gave a big range.. up to their figure.

If you don't consider debt service and veterans' benefits part of "defense spending", you can always use the lower figure, which talks about the budget aside from programs which are supposed to be independent, like SS. The figure when you talk about discretionary spending is in the range of 50%.
http://www.whitehouse.gov/omb/budget/fy2005/db.html


http://www.truthandpolitics.org/mili...size.php#ref-2

Note the graph on the right:
http://en.wikipedia.org/wiki/Militar..._United_States


N.B. the figures above don't even include the cost of the Iraq war...
Discretionary spending is not the entire budget.* The links you posted seem very anti-Bush policies, which could lead to spinning the data. Wiki is not a reliable source for much, but it is a good starting point.
__________________
You don't want to work. You want to live like a king, but the big bad world don't owe you a thing. Get over it--The Eagles
lets-retire is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 02:39 PM   #44
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
TromboneAl's Avatar
 
Join Date: Jun 2006
Posts: 11,194
Re: 6 stitches = $800

Quote:
Quote:
If you banked your health insurance premiums, you'd have no problem paying that bill. *
Hmmm, so you'd be willing to bank those healthcare premiums and chance the million dollar hospital bill that would wipe you out?
I would have said "If you banked the difference between your premiums and those for catastrophic insurance, you'd have no problem."

Check out this thread on deductibles and premiums.
__________________
Al
TromboneAl is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 02:57 PM   #45
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
brewer12345's Avatar
 
Join Date: Mar 2003
Posts: 16,391
Re: 6 stitches = $800

Quote:
Originally Posted by TromboneAl


Hmmm, so you'd be willing to bank those healthcare premiums and chance the million dollar hospital bill that would wipe you out? *

I would have said "If you banked the difference between your premiums and those for catastrophic insurance, you'd have no problem."

Check out this thread on deductibles and premiums.
Oh, no question in that case.* Insuring for low dollar events is always a bad deal, which is why insurers love to write that type of business.* It is the catastrophic stuff that you pretty much have to insure against or risk being wiped out.* Az was shooting his mouth off about having magical powers again, and I am surprised that these powers extend to the realm of whether or not you win the healthcare lottery.

__________________
"There are three kinds of men. The one that learns by reading. The few who learn by observation. The rest have to pee on the electric fence for themselves."



- Will Rogers
brewer12345 is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 03:15 PM   #46
Thinks s/he gets paid by the post
Sheryl's Avatar
 
Join Date: Apr 2004
Posts: 1,459
Re: 6 stitches = $800

Quote:
Originally Posted by Azanon
If you banked your health insurance premiums, you'd have no problem paying that bill.* *You say that as if health insurance (the alternative), is cheap.

On average, anyone that self insures for anything comes out ahead;* that is unless you have an employer paying a portion of the health insurance.* *If this weren't true, insurance companies wouldn't profit.

Buying insurance is a hedge that you might be worse off than average.* That's the reason i personally despise insurance; because i'm rarely worse than average on anything.
Azanon, I usually just cruise on by posts like yours that I disagree with, but this one hit a nerve with me (no pun intended).* *

Like you I felt I was "rarely worse than average on anything."* I'm not overweight, I don't smoke, I don't have high cholesterol, I exercise frequently and am in very good physical shape.* * I have no family history of serious medical problems.* A health insurance dream.

Unlike you I happily paid for good health insurance.* *

Through no "fault" of my own - I've been diagnosed with conditions which caused me to incurr about $20,000 in medical bills this year.* * That's just the start.* Even banking every premium for the last twenty years, I'll probably run out soon.

S&(# happens to everybody eventually.* Someday perhaps you will be humbled.* I hope it's not TOO painful for you when it happens.* *

__________________
Sheryl is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 03:25 PM   #47
Thinks s/he gets paid by the post
 
Join Date: Apr 2005
Location: Midwest
Posts: 1,564
Re: 6 stitches = $800

Quote:
Through no "fault" of my own - I've been diagnosed with conditions which caused me to incurr about $20,000 in medical bills this year. That's just the start. Even banking every premium for the last twenty years, I'll probably run out soon.
At least your doctor and his obscession for drugs and diagnosis by Reader's Digest and ignorance of well-publshed data on pharmaceutacals wasn't the cause of your ruined health. I paid on the front end to safeguard my health and am paying for the rest of my life on the back end for Dr G*ddmaned Strangelove and His Junior Medicine Show

Quote:
S&(# happens to everybody eventually. Someday perhaps you will be humbled. I hope it's not TOO painful for you when it happens.
I hope it is. Why? What da F? I don't care what happends to people like that. Besides, knowing people like we all do I am positive it will be all his fault. It always is, isn't it? Whatever he does he should have done something else. Whatever he dosen't do, He should have done it. One things cetrain though. No matter what happens to him, He will blame it on teachers unions or Bill Clinton

__________________
razztazz is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 04:10 PM   #48
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
HFWR's Avatar
 
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 12,964
Re: 6 stitches = $800

Come to think of it, how'd I get this spot on my shirt... :P
__________________
Have Funds, Will Retire

...not doing anything of true substance...
HFWR is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 04:28 PM   #49
Thinks s/he gets paid by the post
cube_rat's Avatar
 
Join Date: Jul 2005
Posts: 1,466
Re: 6 stitches = $800

Quote:
Originally Posted by Sheryl
Azanon, I usually just cruise on by posts like yours that I disagree with, but this one hit a nerve with me (no pun intended).* *

Like you I felt I was "rarely worse than average on anything."* I'm not overweight, I don't smoke, I don't have high cholesterol, I exercise frequently and am in very good physical shape.* * I have no family history of serious medical problems.* An health insurance dream.

Unlike you I happily paid for good health insurance.* *

Through no "fault" of my own - I've been diagnosed with conditions which caused me to incurr about $20,000 in medical bills this year.* * That's just the start.* Even banking every premium for the last twenty years, I'll probably run out soon.

S&(# happens to everybody eventually.* Someday perhaps you will be humbled.* I hope it's not TOO painful for you when it happens.* *

Sheryl: Could you explain how you got hit with such large medical bill? I understand you got blindsided with an illness earlier this year, but I'm curious as to what happened to your insurance. I thought insurance was supposed to protect us somewhat from the economic fallout resulting from a catastrophic illness. This insurance stuff scares me, quite frankly...
__________________
fuzzy? cute?
cube_rat is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 04:49 PM   #50
Thinks s/he gets paid by the post
maddythebeagle's Avatar
 
Join Date: Jun 2005
Posts: 2,450
Re: 6 stitches = $800

Quote:
S&(# happens to everybody eventually. Someday perhaps you will be humbled. I hope it's not TOO painful for you when it happens.
I agree....I think we dubunked this a long time ago....I dont know why the troll brigade keeps bringing it up...
__________________
- Hurry! to the cliffs of insanity!
maddythebeagle is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 06:36 PM   #51
Recycles dryer sheets
 
Join Date: Mar 2004
Posts: 228
Re: 6 stitches = $800

Then let's debunk the "running to the doctor for a cold" myth too.

Actually, I was in the emergency room last year with my daughter, who'd had a seizure right in front of my eyes earlier that evening (so my ass was covered re. needing to be in the ER). We waited 4 hours in a room full of genuinely quite sick people. Some of them had been waiting longer than us.

One woman had three little kids with her and all of them were coughing. She explained to the ER doctor that she didn't have insurance and she couldn't take her kids to the doctor because she didn't have one and didn't have time to find one because she worked two jobs. The first kid got a cough that lasted several weeks. Now all the kids were coughing and she didn't know what to do.

So she brought them all in after she got off work. And yes, it was a big waste of money for everyone, especially for her, since she had to pay cash. She did get to hear the doctor say that the kids were going to be ok; he was very kind about it and she was relieved. I saw her put her kids on the bus to take them home, so no car in that family.

I guess the moral for her was that she shouldn't have had the kids if she couldn't afford medical care for them and didn't have time to take care of them because she had to work so much. Maybe in the future, families like this will get "what they deserve" and the kids won't get any medical treatment at all. That'll teach 'em.

Eat the poor! Soylent Green is poor people!
__________________
LRS is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 06:37 PM   #52
Thinks s/he gets paid by the post
Sheryl's Avatar
 
Join Date: Apr 2004
Posts: 1,459
Re: 6 stitches = $800

Quote:
Originally Posted by cube_rat
Sheryl: Could you explain how you got hit with such large medical bill?* I understand you got blindsided with an illness earlier this year, but I'm curious as to what happened to your insurance.* I thought insurance was supposed to protect us somewhat from the economic fallout resulting from a catastrophic illness.* ** This insurance stuff scares me, quite frankly...
Cube - sorry I wasn't clear.* ** By saying "I incurred" the costs,* I mean that my treatment amounted to that.* * In fact my insurance has been great and has paid nearly all of it.

All I have paid out of pocket was a $300 deductible for hospital cost, $15 per visit for about a hundred doctor visits (ok, really only about 18 but feels like 100).* *I also pay something for prescriptions - usually a $10 copay I think but it varies incoprehensibly with their formulary.

Sorry to be confusing - my point to Azanon was that if I had "self-insured" I would be behind the curve already and going down fast with future expenses.* And it would be too late to sign on to a reasonable health plan now.

The insurance stuff scares me too - *and others here have given much worse examples. *Run up against one heart bypass and your entire ER stash is going to be gone. *

As Maddy said, we've been here and done this, and I'm sorry I grabbed the troll bait. *


__________________
Sheryl is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 06:46 PM   #53
Thinks s/he gets paid by the post
 
Join Date: Feb 2003
Location: Mesa
Posts: 3,588
Re: 6 stitches = $800

Quote:
Originally Posted by brewer12345
Why do you hate America?* Why do you want the terrorists to win?
__________________
sgeeeee is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 06:49 PM   #54
Thinks s/he gets paid by the post
cube_rat's Avatar
 
Join Date: Jul 2005
Posts: 1,466
Re: 6 stitches = $800

Quote:
Originally Posted by Sheryl
Cube - sorry I wasn't clear.* ** By saying "I incurred" the costs,* I mean that my treatment amounted to that.* * In fact my insurance has been great and has paid nearly all of it.

All I have paid out of pocket was a $300 deductible for hospital cost, $15 per visit for about a hundred doctor visits (ok, really only about 18 but feels like 100).* *I also pay something for prescriptions - usually a $10 copay I think but it varies incoprehensibly with their formulary.

Sorry to be confusing - my point to Azanon was that if I had "self-insured" I would be behind the curve already and going down fast with future expenses.* And it would be too late to sign on to a reasonable health plan now.

The insurance stuff scares me too - *and others here have given much worse examples. *Run up against one heart bypass and your entire ER stash is going to be gone. *

As Maddy said, we've been here and done this, and I'm sorry I grabbed the troll bait. *


Thank you, Sheryl.
__________________
fuzzy? cute?
cube_rat is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 06:58 PM   #55
Full time employment: Posting here.
 
Join Date: Aug 2005
Posts: 942
Re: 6 stitches = $800

I have one for you. I had to go to the emergency room (as per doctors instructions) for a "clogged butt". One finger up my butt, and ten minutes later, I was out the door. My bill $1,386.00.
__________________
modhatter is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 07:04 PM   #56
Recycles dryer sheets
 
Join Date: Mar 2004
Posts: 228
Re: 6 stitches = $800

Did it hurt when they took your finger out? Oh, I see ...
__________________
LRS is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 07:42 PM   #57
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,380
Re: 6 stitches = $800

Quote:
Originally Posted by modhatter
I have one for you.* I had to go to the emergency room (as per doctors instructions) for a "clogged butt".* One finger up my butt, and ten minutes later, I was out the door.* My bill $1,386.00.
That is likely one malady you could have cured by yourself, or at least with a little help from a very good friend.

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 08:35 PM   #58
Thinks s/he gets paid by the post
cube_rat's Avatar
 
Join Date: Jul 2005
Posts: 1,466
Re: 6 stitches = $800

A "clogged butt". Now there's a first for me.
__________________
fuzzy? cute?
cube_rat is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 09:00 PM   #59
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
REWahoo's Avatar
 
Join Date: Jun 2002
Location: Texas Hill Country
Posts: 42,070
Re: 6 stitches = $800

Quote:
Originally Posted by cube_rat
A "clogged butt". Now there's a first for me.
I've seen the term used before, although in a slightly different context:

"I removed it [exhaust header] because I noticed it to was turning bright red and figured it was clogged butt after removing it I found no such problem..."

__________________
Numbers is hard

When I hit 70, it hit back

Retired in 2005 at age 58, no pension
REWahoo is offline   Reply With Quote
Re: 6 stitches = $800
Old 09-06-2006, 09:37 PM   #60
Thinks s/he gets paid by the post
free4now's Avatar
 
Join Date: Dec 2005
Posts: 1,225
Re: 6 stitches = $800

This outfit claims to negotiate lower rates for medical procedures with any provider, for people who don't have insurance covering the procedure. It seems they use the same procedures as the insurance companies to get the healthcare providers to agree to lower charges. They take a percentage of the savings as profit.

https://www.mymedicalcontrol.com/

I haven't used them, but it's something that might be useful to pull out of my hat when/if I ever need healthcare that isn't covered by my insurance.
__________________

__________________
free4now is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


 

 
All times are GMT -6. The time now is 11:28 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.