Just wanted to let ya'll know that there are good guys out there. I've been with my FA for about fours years, but have known him for more than 15 years. He's a % of AUM guy, and I recently came into a large sum of money, and so I reached out to him to remind me what his fee schedule was. His answer was 60 bps, so I asked him to clarify - was that 0.60% on everything, or was 0.60% the fee on the last $XXX? His answer was that it would ordinarily be the latter (the lowest rate on the last dollars), but he appreciated our relationship, and was charging me 0.60% on everything. Thanks, Joe.