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Josh Melberg's Hybrid Annuity
Old 04-18-2012, 12:01 AM   #1
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Josh Melberg's Hybrid Annuity

I have been inundated with emails and videos from Josh Melburg. Has anyone studied his latest offering- A Security Benefit Co. Hybrid Annuity? Any thoughts would be appreciated.

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Old 04-18-2012, 12:16 AM   #2
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I would lose interest and patience pretty quickly with anyone who "inundated" me with e-mails.

Without looking at this particular product, I would expect it to be over priced - the general rule is that the more adjectives are used in the product name or the more complicated it is the worse it is for the investor.

Budgeting is a skill practised by people who are bad at politics.
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Old 04-18-2012, 07:35 AM   #3
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Security Benefit is rated B++ by A.M. Best and BBB+ by S&P. Essentially "junk" in the insurance world. They are "on the ropes" gasping for breath.
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