Josh Melberg's Hybrid Annuity

[at_last]

I have been inundated with emails and videos from Josh Melburg. Has anyone studied his latest offering- A Security Benefit Co. Hybrid Annuity? Any thoughts would be appreciated.

 

[traineeinvestor]

I would lose interest and patience pretty quickly with anyone who "inundated" me with e-mails.

Without looking at this particular product, I would expect it to be over priced - the general rule is that the more adjectives are used in the product name or the more complicated it is the worse it is for the investor.

 

[pb4uski]

Security Benefit is rated B++ by A.M. Best and BBB+ by S&P. Essentially "junk" in the insurance world. They are "on the ropes" gasping for breath.