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Old 11-05-2007, 12:55 PM   #21
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Originally Posted by WanderALot View Post
TP, I think Chase is slowing converting all the 5% back cards to Freedom card (3%). My friend got converted to Freedom about 6 months back and I just got converted a few months back. Enjoy it while you can.

One note for Freedom card holders. If you wait till you have accumulated $200 before cashing in your rebate, you get another $50, for a total of $250. This effectively makes the rebate 3.75% assuming that all your purchases are in the 3% category.
Yea, I lost my Citi 5% card last year when I signed up for the Chase one... I do expect it to go down anytime, but will continue buying with it until it does...

Have not seen anything on that holding off till $200.. is it on the site somewhere or did someone just come upon it one day? (ie are you guaranteed the $250)
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Old 11-05-2007, 12:58 PM   #22
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Kombat...

from what I know (and this is only reading and knowing about other programs) the dealer could care less about the CC discount... he is getting the same amount of money, just from someone else... only if HE has to cough up some does it matter...

So, if you see a rebate, sometimes the fine print says something like dealer contribution applies, which means HE is paying for it out of HIS pocket... if not, why should he care?
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Old 11-05-2007, 01:02 PM   #23
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Just a "me too" reply, we also use an Amazon Visa for all our major purchases. We already spend quite a lot at Amazon every year, so this was a good fit. Have had a Sony card in the past (what a horrible joke of a plan), and we have a backup discover card (too often discover isn't accepted at certain places).

Anyway, the Amazon card works well
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Old 11-05-2007, 01:25 PM   #24
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If you keep over $10K in an Emigrant Direct savings account, they have an associated MasterCard through Juniper that gives 1.4% cash back.
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Old 11-05-2007, 01:33 PM   #25
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Kombat,
I negotiated the price (HARD, below invoice) up to the written offer BEFORE I told them about the GM Card money. I also had a written offer on the trade in as well before I told them.
FYI, do not tell them your name before negotiating as they will look you up for available offers and gm card participation!!
I used to work for a car dealer so I know some tricks. I get very good deals, my husband calls me his car dealership Doberman if that tells you anything. There is no fine print about the use of the rebate other than the website posted limitations on redemption amounts that do change occasionally.
2fer

PS: Forgot to add that I CHARGED the balance of the new Avalanche on my GM card and paid it off in full the next month! The dealer did not like that one bit either. I giggled all the way, I love putting one or two over on a car dealer. They are such worms.....I ended up getting the vehicle for 68% of MSRP and instantly had another $800 on the GM card for next time.
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Old 11-05-2007, 02:08 PM   #26
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I use the REI Visa which gives 1% back on everything. The reason I like it is that the program is stable... I've been getting the 1% back for a few years now. Most of the cards that give more than 1% will only do so for a few months or maybe a year, so you have to keep changing cards all the time.
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Old 11-05-2007, 03:00 PM   #27
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I use the REI Visa which gives 1% back on everything. The reason I like it is that the program is stable... I've been getting the 1% back for a few years now. Most of the cards that give more than 1% will only do so for a few months or maybe a year, so you have to keep changing cards all the time.
Actually not true anymore.... most are steady 1% as that seems to be the 'floor' now..

One of mine that I use is great in that you get the 1% back on your next bill so you do not have anything to redeem.. but, I don't think they offer it anymore either..
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Old 11-05-2007, 03:04 PM   #28
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Have not seen anything on that holding off till $200.. is it on the site somewhere or did someone just come upon it one day? (ie are you guaranteed the $250)
They definitely don't go out of their way to publicize it. Here's the link:

Rewards Details Cash Back Redemption | Chase Freedom Credit Card, Rewards Credit Card or Cash back Credit Card, VISA, Visa Credit card, Chase Freedom Visa

Look at the text next to the pile of money. I'm almost at $200 so I'll see how it goes, but it definitely looks like it's "guaranteed".
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Old 11-05-2007, 04:34 PM   #29
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They definitely don't go out of their way to publicize it. Here's the link:

Rewards Details Cash Back Redemption | Chase Freedom Credit Card, Rewards Credit Card or Cash back Credit Card, VISA, Visa Credit card, Chase Freedom Visa

Look at the text next to the pile of money. I'm almost at $200 so I'll see how it goes, but it definitely looks like it's "guaranteed".

WOW... looks good to me... and a $50 sign on bonus... signing up now
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Old 11-05-2007, 04:52 PM   #30
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WOW... looks good to me... and a $50 sign on bonus... signing up now
TP, if you haven't signed up already, call them up and ask for the $100 bonus. I *think* the signup code is on fatwallet, but if not, when you call to sign up ask for the $100 bonus and they'll probably give it to you.
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Old 11-05-2007, 08:31 PM   #31
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We use the Chase 5% for gas, groceries, and pharmacy - haven't heard anything about being converted as of yet.

Also use the Discover 'open road' card. Standard 1% on everything, plus 5% on gas & auto repair type purchases.
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Old 11-05-2007, 11:12 PM   #32
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Actually you can. I do it. You have to print out some form and write in by hand. Somebody gave the particulars here early this year. Search, or call them.
Thus my use of the word "easily". I had the instructions and then just bagged it...too lazy.

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