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Old 04-24-2012, 07:26 PM   #41
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Im shocked really I am

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Round up the usual suspects.
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Old 04-24-2012, 09:50 PM   #42
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From this link on Bloomberg site:
The fund that helps finance benefits for 44 million senior citizens and survivors of deceased workers will be exhausted by 2035, the program’s trustees said in an annual report yesterday... Social Security’s disability program, which helps support 11 million Americans, will run through its trust fund in 2016, two years earlier than predicted.
And

Enrollment in the disability insurance program has soared in recent years. There will be 10.9 million beneficiaries this year, according to the report, up 64 percent since 2000.
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Old 04-24-2012, 11:03 PM   #43
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All these data requests to steel rain got me googling. Now this is anecdotal because I am on an iPad and can't figure out how to copy/paste Google Urls. But I saw a lot of results that indicated disability claims are generally done on a contingency basis. Many were attorney pages but a few looked to be articles explaining that contingency is the normal practice. Google it yourself if you want the details.
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Old 04-24-2012, 11:15 PM   #44
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Perhaps if there were a public database of everyone that qualified for SS disability, and their "disability" listed next to their name? Might help deter quite a few fraudsters....or encourage people to report the liars?

Yes, I realize that there is some level of "medical privacy"...but if you're on the public dole receiving a share of the SS disability pool, that should be part of the benefit of receiving the public assistance.
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Old 04-24-2012, 11:47 PM   #45
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beware CHP (Cocktail Hour Post)... If we could execute 1000 lawyers a day, its unlikely we'd the benefit until the end of the decade.
Remind me not to visit America anytime soon.

The easier solution is to abolish awards of punitive damages and intangible losses such as "emotional distress" where only negligence is involved - that would put [a large number] of the ambulance chasers out of business overnight and, in theory at least, cut insurance premiums for some industries.
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Old 04-24-2012, 11:52 PM   #46
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All these data requests to steel rain got me googling. Now this is anecdotal because I am on an iPad and can't figure out how to copy/paste Google Urls. But I saw a lot of results that indicated disability claims are generally done on a contingency basis. Many were attorney pages but a few looked to be articles explaining that contingency is the normal practice. Google it yourself if you want the details.
In theory contingency fees allow people access to legal represenation that they would not otherwise be able to afford and at the same time discourages the lawyers from taking on cases that have limited prospects of success. In practice, I don't think it works that way.

Interestingly, I only see ambulance chaser type adds when I visit the US - I can't think of anywhere else in the world that I have seen those sort of legal services being promoted.
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Old 04-25-2012, 06:37 AM   #47
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As a clinician I am totally opposed to such a grotesque idea.
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Perhaps if there were a public database of everyone that qualified for SS disability, and their "disability" listed next to their name? Might help deter quite a few fraudsters....or encourage people to report the liars?
.
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Old 04-25-2012, 06:56 AM   #48
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Perhaps if there were a public database of everyone that qualified for SS disability, and their "disability" listed next to their name? Might help deter quite a few fraudsters....or encourage people to report the liars?

Yes, I realize that there is some level of "medical privacy"...but if you're on the public dole receiving a share of the SS disability pool, that should be part of the benefit of receiving the public assistance.
So SSDI recipients are the equivalent of sex offenders now. Nice.
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Old 04-25-2012, 07:08 AM   #49
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All these data requests to steel rain got me googling. Now this is anecdotal because I am on an iPad and can't figure out how to copy/paste Google Urls.
To copy the URL touch the address line once to bring up the keyboard. Then touch again and hold until the select function appears. Choose "select all", then "copy". That copies the URL. Then touch and hold where you want to paste until the select function appears again, choose "paste".
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Old 04-25-2012, 09:28 AM   #50
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Perhaps if there were a public database of everyone that qualified for SS disability, and their "disability" listed next to their name? Might help deter quite a few fraudsters....or encourage people to report the liars?

Yes, I realize that there is some level of "medical privacy"...but if you're on the public dole receiving a share of the SS disability pool, that should be part of the benefit of receiving the public assistance.
Lets drug test them, require an annual oath of fealty, look for evidence of not being a Muslim, and require a monthly polygraph. Better yet, how about having the TSA probe them every time they get a check?
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Old 04-25-2012, 10:41 AM   #51
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Scams like this should also push insolvency along.

My neighbor was an airline pilot and left his wife for a very young stewardess. They made some babies and then he retired. So now we pay him, his kids and don't forget the young wife SS bennies. This makes sense, no?
I can believe children, but I'm skeptical about benefits for a "young wife". Retirement Planner: Benefits for your spouse

The additional benefits for children and spouse cannot raise the total family benefit above a maximum, which appears to be 175% of the PIA for a high income retiree.
Formula for Family Maximum Benefit
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Old 04-25-2012, 12:19 PM   #52
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I can believe children, but I'm skeptical about benefits for a "young wife". Retirement Planner: Benefits for your spouse

The additional benefits for children and spouse cannot raise the total family benefit above a maximum, which appears to be 175% of the PIA for a high income retiree.
Formula for Family Maximum Benefit

My neighbor said his wife also gets SS as long as she doesn't earn more than about 15K a year. Yes, he also said there is a max amount and I think in his case it's about 4500 a month or so.
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Old 04-25-2012, 12:32 PM   #53
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I can believe children, but I'm skeptical about benefits for a "young wife". Retirement Planner: Benefits for your spouse

The additional benefits for children and spouse cannot raise the total family benefit above a maximum, which appears to be 175% of the PIA for a high income retiree.
Formula for Family Maximum Benefit
Firstly you must be married 10 years before any wife (young or old) can claim a spousal benefit.

The "young wife" must be at least 62 to claim any benefit at all. At 62 the spousal benefit is reduced. A full spousal benefit isn't available until the spouse is at full retirement age.

I suppose "young" is relative. If you are 80 with a 62 year old wife then that hussie can be described as the "young wife"

If you die off she can claim a (reduced) widowers benefit at 60.
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Old 04-25-2012, 12:53 PM   #54
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Y'know...back when I took my first job 43 years ago, all us young'uns joked that by the time we were 65 there'd be no SS for us..."don't even think about it...it'll be long, long gone!".

Now I'm two years away and guess what? I'm going to get SS.

To me, this is just another scare tactic. I think we'll find a way for SS to continue for years to come.

Right now, I "just want mine"....like everything else lately, let the grandkids pay for it!
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Old 04-25-2012, 01:03 PM   #55
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The "young wife" must be at least 62 to claim any benefit at all. At 62 the spousal benefit is reduced. A full spousal benefit isn't available until the spouse is at full retirement age.

.
I don't believe this to be true. My neighbors wife is in her 40 and he is 64. He took his SS at 62. He was telling me that as long as she doesn't earn over about 15K she gets SS along with the kids.
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Old 04-25-2012, 01:04 PM   #56
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I don't believe this to be true. My neighbors wife is in her 40 and he is 64. He took his SS at 62. He was telling me that as long as she doesn't earn over about 15K she gets SS along with the kids.
Somebody PLEASE tell me this is true/possible!!!!!!!
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Old 04-25-2012, 01:06 PM   #57
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It's true as long as the kids are under age.
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Old 04-25-2012, 01:09 PM   #58
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It's true as long as the kids are under age.
To be clear: a 65-ish guy with a 40-ish wife with minor children. No disability. The wife can claim her own SS??

Does the same hold if there are no children?
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Old 04-25-2012, 01:13 PM   #59
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Nothing for the young wife if there are no under age children.

Take a look at B3 & B5

Meaning of the letters after a Social Security or Medicare number
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Old 04-25-2012, 01:16 PM   #60
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Somebody PLEASE tell me this is true/possible!!!!!!!
Yes. If the wife is a SAHM and the kids are under 16, the wife can get some SS from her older husband's SS benefit.
The kids can get a benefit till they turn 18, or a few months later if they're still in high school. (It runs to the end of the school year in high school the year they turn 18, or the 18th birthday - whichever is later.)

Retirement Planner: Benefits for your spouse

Retirement Planner: Benefits for your children

The family limit still applies. So the wife's benefit might reduce the kids' benefits. The total limit for the retired person and children is 150-180% of the full retirement age benefit. So, if I read it correctly, a person who retires at 62 gets a reduced benefit. But his/her kids/spouse could get an additional value that is based on the full retirement age benefit.

I had no idea about this till I started reading this forum.
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