Mine still works. Loves the job. Enjoys the work social life.
Not younger though, she's three days older. Yes, I'm the victim of a cradle robber. We havent officially married yet, but it's a matter of weeks.
Same as cut-throat, we get medical coverage (necessary as she has asthma and would end up in the high risk pool), and we're maxing out her pension, 401k and roths with a bunch of her money.
By exercising the most pretax deductions possible, and combining our "incomes", we should have an interesting tax proposition next year. I have no w2 wage income, but plenty of dividend and interest income. She has w2 wage income, but no dividend or interest income to speak of. I have a large capital loss to employ. Looks like our taxes will drop about 20-25% from what we collectively paid last year as a result.
The argument that "two can live almost as cheaply as one' is well observed in ER...especially if one works and you leverage the benefits and retirement accounts. Her residual salary pays almost all the monthly bills, reducing my withdrawal rate to <1% going forward. We have no debt. When we reach SS age, even if there isnt any we'll have the balance of my portfolio with another 17 years growth, her pension, her 401k and our roths. SS would be icing on the cake. Spending is unlikely to be much of a problem...