Mr._johngalt
Thinks s/he gets paid by the post
- Joined
- Dec 3, 2002
- Messages
- 4,801
A brief chronology of how we got where we are health insurance-wise:
1993 - semiretired and went on COBRA while I shopped around
1994 - went back to work on a contract, covered by a deluxe policy
1998 - retired completely and bought a policy with 10K deductible
1999 - found a better "deal" and switched companies (same coverage)
2000 - insurance company went broke
By this time I had developed a whole collection of problems, so no one would touch me, at least at a price I could pay. After I was turned down
about 4-5 times,went on DW's insurance from work. However, she
switched employers and the new insurance was pretty worthless.
So, I went shopping again and ended up with what is basically
a Medicare supplement even though I have 4 years to go until Medicare
actually kicks in. Got a couple of options left, but I was truly blindsided
by this. Back in 1993 I never gave it a second thought.
JG
1993 - semiretired and went on COBRA while I shopped around
1994 - went back to work on a contract, covered by a deluxe policy
1998 - retired completely and bought a policy with 10K deductible
1999 - found a better "deal" and switched companies (same coverage)
2000 - insurance company went broke
By this time I had developed a whole collection of problems, so no one would touch me, at least at a price I could pay. After I was turned down
about 4-5 times,went on DW's insurance from work. However, she
switched employers and the new insurance was pretty worthless.
So, I went shopping again and ended up with what is basically
a Medicare supplement even though I have 4 years to go until Medicare
actually kicks in. Got a couple of options left, but I was truly blindsided
by this. Back in 1993 I never gave it a second thought.
JG