I don't use the VA system because, as a retired military person, I have TRICARE. But in my capacity as the Service Officer for the local American Legion Post, I have helped several people apply for VA health benefits.
The deal is:
- if you have "service connected disability" you get a higher priority.
- if you have a "presumptive condition" as a result of in-country Vietnam service, you get care for that condition. (These conditions include prostate cancer, diabetes and a number of other diseases.) The presumption is that if you were in Vietnam - even for one day that you can document - you were exposed to Agent Orange which has been linked to these diseases. Service on Navy ships off the coast does not count - only in country.
- Even if you have neither of the above situations, if you are a vet with an income below about $25K/year, you may qualify. (The exact amount varies by location and depends also on the assets you have. The value of your house and car are not included in determining your assets.)
I have heard nothing but good about the VA Center in White River Junction, VT. When I was on active duty and used to visit the Center in Togus, Maine, I heard the same thing. But I've heard that other locations do not get the same raves.
Bottom line: if you think you may be eligible, call the local American Legion or VFW Post and ask to be put in touch with the Service Officer. He/she can help you determine whether or not you might qualify. Other than filling out a form and collecting a few records from your service years, it's not that hard to apply. The worst they can say is NO, but they might say YES. Even if you just use the VA for prescriptions, it might be worth it.