Rustic23
Thinks s/he gets paid by the post
Here are two situations, both hypothetical about SS. I have browsed some of the references for SS and don't quite get an answer. As I really don't need an answer to either, I don't want to bother call SS and waiting on the phone for an answer.
a. both husband and wife are 66
b. Husband SS 20,000 at 66 wife spousal 10,000
c. at age 70 Husband SS 30,000 wife spousal 15,000 (these numbers are made up but for the two scenario it makes no difference)
Scenario 1.
Husband dies and 66 and neither wife nor husband have taken SS. Wife waits till 70 to file for spousal. How much will she get, 20 or 30?
Scenario 2.
Husband takes SS at 66 but wifes waits till 70? Does she get 1/2 of 20 or 1/2 of 30? In this case the question is weather she is entitled to the 8% per year by delaying SS.
While I am not contemplating either of these, especially #1, I could qualify for either, but the question is one mors of curiosity than anything.
a. both husband and wife are 66
b. Husband SS 20,000 at 66 wife spousal 10,000
c. at age 70 Husband SS 30,000 wife spousal 15,000 (these numbers are made up but for the two scenario it makes no difference)
Scenario 1.
Husband dies and 66 and neither wife nor husband have taken SS. Wife waits till 70 to file for spousal. How much will she get, 20 or 30?
Scenario 2.
Husband takes SS at 66 but wifes waits till 70? Does she get 1/2 of 20 or 1/2 of 30? In this case the question is weather she is entitled to the 8% per year by delaying SS.
While I am not contemplating either of these, especially #1, I could qualify for either, but the question is one mors of curiosity than anything.