...making "a mistake" if they don't have a masochistic streak in futility exercises.
I've thought about calling Anthem and trying to get some direction, but figured I'd be just as successful in you were. Since my policy runs till December 28, I'll wait until December 1 and start seeing what things look like at that time.
I believe my current Anthem Lumenos HSA policy is grandfathered, but will see what the official answer is (if there is one) come December. Might end up doing what you did by going with a policy from another carrier that I know is 'guaranteed' to run until December 2014, then deal with the rate hikes in the individual market next year.