NYEXPAT
Thinks s/he gets paid by the post
I retired from the stock market pretty much in 2009.I decided to depend on my own earning power through my very small business.It turned out fine.I just retired at 65 last year from my business and have been about 65 pct CDs with the rest in Ibonds,a couple high quality GO muni’s and a few high quality Corp bonds.Throw in a few vanguard bond funds and a dash of Wellesley which is my only stock holding.Right now that portfolio is yielding about 47,000 per year and I sleep like a baby.No real regrets about missing the bull because that is hindsight.It could have been much different.
I feel sorry for your wife. That waking up, crying every two hours would drive me crazy!