AARP-UHC Plan G really was a no brainer for me. It had the coverage I wanted and was the ONLY community rated plan offered in my state..
The "community rated" has me confused: I thought that meant everyone in the state paid the same, regardless of age. I looked at a couple of zip codes in VT (I believe community rated is the law there) and tried a few ages -- all the premiums were the same.
But when I tried 4 zip codes in Texas (two urban, two rural) the premiums varied by about $30 at 65, and went up by age..or technically a "discount" decreased. Still have to figure out what's happening there.
I'll start another thread with questions about AARP UHC .... thank you!
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EDITED to add: oops. For some reason I thought "community" = "state" but I guess not. Seems to mean zip code or county....
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