We were supposed to be on an Iceland cruise right now. I tested positive for COVID, couldn't board the ship, and the entire cruise will be refunded (they say!). Although I bought trip insurance via World Nomads, the only cruise related travel was from Iceland back home. I payed for a refundable ticket voluntarily for the first time, so that refund is also on the way (already approved, but the process was nuts). Just out the unused insurance.
I had occasion to try to make a travel insurance claim when a cruise ship was damaged at dock and that cruise was canceled by the cruise line. We got credit from the cruise company, but our nonrefundable flights and hotels were not covered by the insurance (World Nomads). They simply did not cover that reason for cancelation.
I had occasion to try to make a travel insurance claim when a cruise ship was damaged at dock and that cruise was canceled by the cruise line. We got credit from the cruise company, but our nonrefundable flights and hotels were not covered by the insurance (World Nomads). They simply did not cover that reason for cancelation.