Recent content by RetireeRobert

Would not worry about it until maybe next April or May. If things are still on by then, perhaps bride-to-be will have registered gift preferences with some stores. Or otherwise made known gift preferences. If not, widely useable flexible gift card (such as Amazon) is good.

The closest I have come to self-sufficiency is financially. That is, I do not rely on employment for sufficient funds to be able to pay my bills. And if my government pension was ever kicked out from under me, I still have enough income stream from passive investments to fund myself. But in...

I use Schwab's site tools for initial screening. I followup with data verification on candidate stocks at Yahoofinance, and at companies' own investor relations websites. I screen stocks in companies to gauge for profitability, financial strength, positive cash flow, dividend yield, and how...

That sounds really good! What time is dinner? :greetings10:

Congratulations Marky3130! You and your wife are entitled to celebrate, so let the festivities begin! You could do the Dave Ramsey radio show routine: Do a verbal countdown "3-2-1", then scream at the top of your lungs: "We're debt free!" Then, if you have some noisemakers and confetti...

I am retired. I found no other answer for the question that would possibly fit me and all retired folks except "Other". There was no choice explicity labelled "Retired", or even any choice for "Not Applicable". So, it was "Other". I assumed at an early retirement forum, the deduction would...

Learn something new every day. I guess retaining moisture may be an advantage, or perhaps save some cooking time. But not sure I would find enough advantages over just putting the potatoe on a plate (microwave safe), poking a few fork holes in the potatoe skin, and nuking for the required...

As to transfer of house from Mom to daughter, it just occurred to me that the mechanics do not have to be hard or complicated. Just go to a title/escrow company for their services to prepare a warranty deed and get it properly recorded with the county at minimal expense.

Life expectancy for females at age 108 is 1.44 years, or about 16 months. here are the tables: https://www.health.ny.gov/health_care/medicaid/publications/docs/gis/20ma08_att_i.pdf

I would still suggest transfer of house from Mom to daughter be done with Warranty deed and NOT with quitclaim deed. Quitclaim deed could come back to haunt daughter if/when she ever might decide to sell the house. Here is what a Florida attorney firm says about warranty deed versus quitclaim...

Taking your word at face value---"Mom wants daughter to have the house". If that is Mom's intent and desire, then all that's left is to facilitate the transfer. I do not think I would use quit claim deed, as that is (in my opinion) a less strong form of deed for a subsequent owner of real...

Bingo. At an early retirement forum, how many participants even have a w*rkplace? :greetings10:

Now that sounds like good advice. Wish I had thought of it while the kids were still in our household.

You mean progress of eliminating the nasty unfair loopholes?

"Ironic" be my practice or not, I feel as though the quotes around a word or phrase gives some slight written emphasis that would be conveyed in person, perhaps by tone of voice, or volume of voice, or perhaps by body language or facial expressions. Now, whether my practice is unique to me, or...