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    The End of the Golden Era (for US Equities)?

    Interesting article in The Economist Magazine, says essentially the 'golden age' is over for the US: "....in ten years’ time nobody will be repeating the obvious conclusion of today: that investors in equities—especially American ones—have enjoyed a golden age" But bonds don't look so great (to...
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    NYC Boroughs

    Will be going to NYC for 10 days in March, pretty much have always been in Manhattan and will be staying there again but would like to explore other parts of the city. I'm a city boy, grew up in Chicago, live near LA and lived in London so am comfortable with subways but know there are probably...
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    Hope for Northern Lights

    Currently on a Hurtigruten cruise near the arctic circle in Norway, keeping fingers crossed to see the northern lights
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    Flam Norway

    Currently in Flam, wonderful train ride, beautiful fjord, tomorrow to Bergen. Actual sunny day after watching reports last week of big rain & flooding, feeling blessed, a ‘blow the dough’ trip but worth it.
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    J&J

    Any opinion on the J&J spin off of KUVE, watched the news about the J&J law suit and have no real opinion, I'm inlcined to do nothing and just receive whatever shares they issue but there is a 7% discount tender offer which is more than I can understand at 300+ pages.
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    TSP L Income Fund Vs Wellesley Vs ?

    Sort of all in the title, anyone with the Federal TSP system and migrated out of the L Income (or G) Fund to an equivalent income fund like maybe VG Wellesley (VWINX)? I am thinking about transferring my remaining TSP $, mostly the G and L Income Funds, to probably VG to simplify things and as I...
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    JP Morgan Retirement Study

    Saw this on the Boglehead site and have been reading it, pretty wide ranging engagement with retirement planning and outcomes. https://am.jpmorgan.com/content/dam/jpm-am-aem/global/en/insights/retirement-insights/guide-to-retirement-us.pdf It even had a page on why people reported that they...
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    Managed/Balanced (bond) Fund Vs Bond Index Fund

    I’m going to start a new thread although I see it as a spin off of the bonds Vs Bond funds thread. Most of that thread addressed the issue of individual bonds Vs an index bond fund. But, as I see it , the issue is wider and needs to consider more alternatives to bond index funds. What about...
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    Single Fund To Replace VG Balanced (VBIAX)?

    I am trying to keep things simple for myself, as I age (72), and for DW (74) who will probably survive me and has no interest in things financial. So the bulk of our assets are in a number of managed funds which have been good to us for many years. Specifically DW’s tIRA is in VG Wellesley...
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    Why Transfer In Kind?

    I have seen postings that some can transfer stocks and other financial assets from their IRA to an investment account. Obviously the tax on the IRA withdrawal will be due and I expect that the new account will start with a current valuation, no way to carry over the original aquisition value...
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    Chautauqua

    Here right now, magic! Chq.org Summer school for adults, like some universities with residential adult summer programs. A very wide range of subjects. Feel like a freshman again, surrounded by interesting people and ideas.
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    App Or Web Site Travel Based on $

    Just curious if there is a web site or travel app where I can imput basic dollar amount (and maybe a few other criteria) and see where that will take me? It would be neat to say I have $5K or $10K and what can I do with that like a month in Mongolia or a couple weeks in Switzerland or something...
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    Replace Iphone Screen

    Cracked the screen on my recent iphone SE2022. Take it to Apple, an independent agent or can it be a DIY?
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    Correcting Old Tax Filing Error

    Looking for the simplest approach to correcting a very old tax filing error. In 2018 I made a $100 over contribution to a Roth IRA. I did notice this at the time and had the funds withdrawn and the 1099-R (received) reflects that, however I evidently didn’t notice that I had coded this...
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    Will Vanguard Ever Start Managed ETFs?

    It looks like Fidelity started several managed ETFs in Feb 2021 in particular the Magellen Fund ETF, looks like that has worked for them. Will we ever see a VG Wellington/Wellesley/Balanced/whatever managed fund ETF? I Hold a number of VG managed funds including Wellesley, Wellington, STAR and...
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    Where To Go For Christmas?

    This year will not have the family gathered so can travel if I can find someplace 1) Exciting for Christmas (Like Marti Gras in NO or New Year in Pasadena, who does Christmas?) 2) Safe and less important but would be nice to be 3) warm. Thinking about Cabo or maybe somewhere in Mexico?
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    RIP Clive Sinclair

    Made my first computer, most ER types here are probably too young to remember https://arstechnica.com/gaming/2021/09/rip-sir-clive-sinclair-creator-of-uks-famed-zx-spectrum-gaming-computer/ Had a mini TV of his too
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    Favorite Color Name

    Rather than hijack the Color Of The Year thread, I'll start this. I LOVE the names of colors, wonder how you get a job naming colors? At a higher end (Farrell & Ball) paint supplier thay had a paint called Mole's Breath and other charming names. Any great names you have found for colors?
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    Electric Bicycle and Rack Question

    DW & I are contemplating getting electric bikes. Have looked at a bunch of them, saw MANY in Europe and countless ones on the web. Trying to keep the cost down ($1,500?)but will pay more if necessary, not looking for foldable, any suggestions? And people with electric bikes, how do you carry...
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    VNQ Vs TIREX

    Title kind of says it all, I'm thinking about adding some RE fund to my AA and looking for ideas, these are at the top of the list. Would probably be in tax deffered unless there is a reason to hold in taxable.
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    Bond Research

    I own shares in Wisconsin Energy (WEC) for a long time (from a Direct Stock Purchase Plan, remember those?) and I like its dividends & stability although I'm sure VTI has beaten it. I see a recent release that a bond is being issued and I don't know how to find it in Quantum or Wells fargo, from...
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    Testing/Assessing Cognitive Condition

    So DW (72) & I (70) find ourselves sometimes searching for words, names or memories. Still quite competent but I am getting lazy in calculations and use a calculator rather than figuring it out in my head. AFAIK we’re ‘normal’ but what is that? Is there a web site (or other media) to check out...
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    Cables!

    OK, maybe this should be a 'pet peeve of the day' but its really irritating the variety of cables I have to collect and maintain (find them, remember or label them) there are 3 USB sizes: regular, mini and micro, then my fitbit watch unique cable and my Arlo security uses a standard mini cable...
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    How's It Going In Hawaii?

    Not much in the news to evaluate whether the protocol used for admission to Hawaii is working. Would love to go the Maui or the Big Island as soon as I feel it is safe enough for me, which should make it safe for others.
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    Understanding A Foreign Stock

    I had some shares (and made a small profit) from shares in Povair plc, (PVARF) but I also see it listed as PRV.L, which I assume is a stock traded in London. I would assume that there would be a 1:1 relationship between the shares but at times there seems to be unaccounted differences. If a...
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