bamsphd
Recycles dryer sheets
- Joined
- Nov 25, 2005
- Messages
- 337
I dove back into healthcare.gov tonight with a new email address and a clean browser. Earlier today I got my "Free Annual Credit Report" for Experian. That helped me make it past the dreaded "Verify your Identity" step where I always got stuck in the past. I did not ask for an up-front subsidy. This time I eventually made it just past the tobacco usage step, and then decided to post here before proceeding. The next step is:
Recommended health plan groups
You have multiple people in your household who qualify for coverage. You can choose whether you want to find one plan for everyone to enroll in together, a separate plan for each person, or some other grouping.
...
Keep in mind, everyone will get health coverage, even if it takes more than one plan. In general, the way your family is grouped won't change your monthly premium.
In another ER forum thread, I previously posted that two individual policies did not appear to be permitted.
However, now I'm definitely wondering if that online chat information is accurate. Does anyone know?
Recommended health plan groups
You have multiple people in your household who qualify for coverage. You can choose whether you want to find one plan for everyone to enroll in together, a separate plan for each person, or some other grouping.
...
Keep in mind, everyone will get health coverage, even if it takes more than one plan. In general, the way your family is grouped won't change your monthly premium.
In another ER forum thread, I previously posted that two individual policies did not appear to be permitted.
I'm not sure that is permitted if you want a premium subsidy. I asked healthcare.gov online chat:
Can a married couple apply for two individual policies instead of one family policy without changing their combined premium subsidy?
The response was:
[4:00:54 pm]: Arias
A married couple would have to apply as a family.
However, now I'm definitely wondering if that online chat information is accurate. Does anyone know?