Colonoscopy billing question

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OK... I know that a colonoscopy is covered by the ACA...


But what about the office visit they require you to go to before the colonoscopy?


And what about the prep costs?


DW paid for the prep at the Dr office and we just received a bill for the office visit...


Just talked to insurance for over 30 minutes and I do not think they have a clue as I got 4 or 5 different answers...
 
Some preps are covered by some insurance, but not all. If that's a concern they should have told you up front. But it's not a big cost.
 
I got mine at 50 and and everything was covered 100%.

No matter the cost it is great she is getting it done.
 
And what about the prep costs?

My private insurance through my former employer would not cover the "good stuff" - the liquid, but they would cover the cost of the less effective stuff - the pills (according to my GI Doc). But (no pun) I went with the "good stuff" as I wanted a good clean out.

The bills for the Doc and the procedure were covered 100%.
 
I believe with a routine colonoscopy, the doctor’s visit and the procedure would be covered. The prep is different - a prescription prep would be covered under the prescription benefit. A doctors office sold prep which is usually easier is not covered but inexpensive.
 
I had mine last fall. Not ACA, but insurance from prior employer.

In my case, no pre-procedure appointment was requested, but I guess my annual physical with PCP was my pre-screening, since he sent in the request. I paid for the generic version of Miralax and Bixcacodyl tablets out of pocket (no big deal to me). The nicest thing to me was that Endoscopy center that did procedure sent me a billing information form about 1 month prior to procedure which listed the 1) the centers billing Tax ID; (2) the centers physicans Tax ID: and (3) the Anesthesia billing Tax ID. I then called my insurance company (United Healthcare) and they looked up all 3 billing IDs and stated "All were in network, and no charge and no Deductible and gave me a Ref # for future reference, if necessary".
 
I’m pretty sure I had to pay my normal “specialist” co-pay ($15 or $25) for the office visit prior to the procure just like any other office visit. My prep was covered at normal prescription copay (minimal). My procedure and pollop biopsies were fully covered for both of my colonoscopies to date.
 
Is it ironic that when dealing with a colonoscopy the billing part is the biggest PITA?
 
Previous colonoscopies were covered 100% by my insurer.

In 2021, I got a nice surprise to pay for the anesthesiologist services since she was out of network. Even though I had no choice in the matter. I'm not sure how to remedy this in the future, but I'm going to at least ask that all participants are in network providers.
 
Previous colonoscopies were covered 100% by my insurer.

In 2021, I got a nice surprise to pay for the anesthesiologist services since she was out of network. Even though I had no choice in the matter. I'm not sure how to remedy this in the future, but I'm going to at least ask that all participants are in network providers.

I believe this has already been fixed by legislation, so shouldn’t be an issue next time.
 
Some insurers will cover the more expensive liquid prep (i.e. Suprep), others won't. When that happens talk to the pharmacist about giving you the generic version and running it through GoodRx billing codes for pricing.

This happened to me recently, when I requested Suprep (see the Colonoscopy thread) instead of Golytely. Insurance would cover the brand version of the 2-day prep (co-pay $109) but would not cover the generic version at all. Doctor allowed for generic substitute, and the pharmacy ran it through GoodRx instead of my insurance. Cost = $34.

If you don't have a GoodRx card, get one. See their website at goodrx.com.
 
Previous colonoscopies were covered 100% by my insurer.

In 2021, I got a nice surprise to pay for the anesthesiologist services since she was out of network. Even though I had no choice in the matter. I'm not sure how to remedy this in the future, but I'm going to at least ask that all participants are in network providers.




It is not the colonoscopy that I am asking about... it is the Dr visit prior to the procedure....


I was thinking about it and there is no Dr charge for wife and daughter to go to the gynecologist.... so why isn't this covered?
 
But what about the office visit they require you to go to before the colonoscopy?...we just received a bill for the office visit.
I was thinking about it and there is no Dr charge for wife and daughter to go to the gynecologist.... so why isn't this covered?

GYN visits involve a medically necessary exam. An office visit prior to a screening colonoscopy is unnecessary (non-required money grab) and not covered unless the provider gets creative with the medical coding.
Nearly a third of patients who get colonoscopies to screen for cancer visit a gastroenterologist before having the procedure, at an average cost of $124, even though such visits may be unnecessary, a new study found.

“open access” programs, which allow providers and sometimes patients to schedule the screening test without first sitting down with a gastroenterologist for a consultation, are becoming routine.

The gastroenterologist’s office can then contact the patient to discuss how to take the bowel preparation mix to clean out the colon before the test. The patient can simply show up for the colonoscopy on the scheduled day, without taking more time off work and saving the cost of a specialist office visit.

Reference: https://kffhealthnews.org/news/stud...ients-may-have-unneeded-pre-screening-visits/

5. You can schedule a colonoscopy without an office visit. If you’re healthy and don’t have any major medical conditions, you just need to fill out a form to schedule an Open Access Colonoscopy, so you can skip that extra appointment.

Reference: https://www.honorhealth.com/healthy-living/top-5-reasons-schedule-a-colonoscopy

Medicare and most other insurers cover only medically necessary services. A patient is eligible for a screening colonoscopy if there are no signs or symptoms of GI trouble. It stands to reason that a pre-op clearance exam that finds no health care condition to support the medical necessity of the visit is not medically necessary...However, if there is a medically necessary reason for the visit, such as any other complicating condition that would be pertinent to the safety of the patient while undergoing the procedure (high blood pressure, diabetes, etc.), then the visit might be considered medically necessary. Medical necessity will be determined by the documentation and diagnosis coding.

Reference: https://apps.para-hcfs.com/pde/documents/April_20_2022_Weekly_Update_For_Users.pdf
 
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I've had 4 or 5 colonoscopies. Never a pre- or post- office visit. They've found polyps every time but the doc has always discussed results with me after the exam (and during the exams when I didn't have anaesthetic). I always got a packet of info with lovely color photos NOT suitable for framing and follow-up instructions to take home.
 
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