Both of my kids got paid university education, because of grades, so we had minor education expenses. One child after working 3 years at a good income, compared to her parents, decided she wanted to become a dentist. So we having happily been paying for that. This means we have spent $300k on one kid and nothing on the other. I always had the idea we would just make that up withthe other child at death, but that could be 30 years. He could be in his late 50s. So, we are thinking about starting to gift him $30k a year. We have 50 times our spend rate, with SS on top of that, so gifting it will not harm us. I'm not concerned that my son will waste it or use it in a harmful manor, he is very frugal with his money, but I am concern about, splitting it with a mate, if/when he gets married and ever got divorced. We providing some Roth funding for our other child's husband and then they got divorced, so a tiny sore spot.
It would be nice if when he decided to buy a house, he had the down payment in hand.
We can just start giving it to him, but, I'd like to hear if there are some better ways to handle this.