Corporate ORphan
Recycles dryer sheets
- Joined
- Sep 21, 2010
- Messages
- 250
DH and I got a HD HSA insurance policy in May when our COBRA insurancefrom a mega company expired. How does a HD policy work when you go to the doctor? I have always given my insurance card and then they tell me my co-pay which I pay while I am at the doctor's office.
I need to go to a dermatologist (one I have never been to before) to get a cancer screening skin exam and to probably get a spot on my hand frozen off with liquid nitrogen.
I figure the deductible starts by calender year even though we started the policy in May so I was going to wait until January to go but wanted to make the appointment soon.
I plan to call BCBS in MO and see how it works but I thought I would see how people on the board handle this. I remember seeing a posting about someone who overpaid at the doctor's office but I can't seem to find it when I search for it. Will your insurance company tell you in advance how much it should cost
Thanks!
I need to go to a dermatologist (one I have never been to before) to get a cancer screening skin exam and to probably get a spot on my hand frozen off with liquid nitrogen.
I figure the deductible starts by calender year even though we started the policy in May so I was going to wait until January to go but wanted to make the appointment soon.
I plan to call BCBS in MO and see how it works but I thought I would see how people on the board handle this. I remember seeing a posting about someone who overpaid at the doctor's office but I can't seem to find it when I search for it. Will your insurance company tell you in advance how much it should cost
Thanks!