Is there anyone else here from the UK?

[claire]

Hi Max - Yes i am posting from the UK - i would be interested to read the forums you have suggsted, thanks. How did you end up living in the USA - do you have dual citizenship?

Texas Pound - sloane square is really posh I think, you were in a good location there. I live in Manchester actually in the city centre itself we have an apartment. Manchester is in the North West of England - it rains a lot!

I hear the cost of living in Texas is very reasonable.

 

[Cool Dood]

I hear the cost of living in Texas is very reasonable.

Yeah, but is it worth it when you consider the rattlesnakes, the armadilloes, the rednecks, the heat and humidity, the empty desert, and so on?

Why not consider a trip to Canada, instead? We've got friendly people, four unique seasons, and a lot of other neat stuff!

 

[REWahoo]

Yeah, but is it worth it when you consider the rattlesnakes, the armadilloes, the rednecks, the heat and humidity, the empty desert, and so on?

Why not consider a trip to Canada, instead? We've got friendly people, four unique seasons, and a lot of other neat stuff!

What CD said...

Dood, your Honorary Texan rattlesnake belt is in the mail...

 

[jj]

JJ - how did you get a green card if you dont mind me asking, what is your story? Do you miss the UK?

Hi, Claire,

Sorry not to reply sooner. You could search on my user name to look at my earlier posts for some of my story. Not quite sure what I've said before. :

We came to Texas in 1998 with DH's job, an intra-company transfer, which was on L1 visa for him and L2 visas for me and the kids (now teens). We came on the understanding that the co. would sponsor a green card application for us. We hesitated on the green card application at first, it seemed like too much of a commitment until we had decided to stay at least for a few years. (You can stay for a maximum of 7 years with 'L' visas - 3 year original term plus extentions of 2 x 2 years.) Eventually we applied, and it took almost 2 years from the original application until we actually had the cards in our hands. (9/11 intervened during that time.) Now that we have green cards we are eligible to apply for naturalization from the point that we have had the green card for 4 years and 9 months. At that point we will have actually lived here for almost 10 years as the time before the green card comes through doesn't count.

I do sometimes miss the UK but on balance I prefer living in the US, I must do I'm still here, aren't I? I miss my family and friends, the countryside, being able to travel cheaply and easily to mainland Europe. Lots of things, actually....

Don't be too caught up with the idea that life in the US is so much better or cheaper. There are a number of costs here which are way more than those in the UK. In Texas, property taxes and medical insurance for starters. Plus, don't ever think about not having personal liability insurance in the US, you would be wiped out in a heartbeat were someone to sue you. As REWahoo! has already indicated life in Texas is very different I found it a total culture shock coming here. We lived in Germany and the Netherlands before coming here and they are far closer to the UK in attitude/culture than the US, a fact that I totally underestimated.

Only come to the US if you would be 'well off' - being poor in America is not fun. You need to be financially secure to consider it, or coming to a very well paying job.

I would welcome any links to good sites which deal with expat issues of pensions, dual taxation etc. as we have pensions all over Europe and really have no clear idea how they will be taxed if we stay in the US after the kids have left HS/college. We have a number of years to go before pensions are available to us, but I like to plan (like everyone else on this board! ) Also discussions about UK taxation, pension legislation, IH taxes, capital gains, dividend taxes etc. are interesting and show how behaviour is moulded by the government strictures we are bound by in any particular country.

This is enough for one post, please come back with more questions.

 

[Nords]

Don't be too caught up with the idea that life in the US is so much better or cheaper.

I didn't judge the UK by how I liked London or Glasgow or Dunoon.

Perhaps the U.S. shouldn't be judged by how much people like Texas...

 

[REWahoo]

I didn't judge the UK by how I liked London or Glasgow or Dunoon.

Perhaps the U.S. shouldn't be judged by how much people like Texas...

I had a really snappy comeback...but the scorpions and fire ants ate it.

 

[benny]

Hi Max - Yes i am posting from the UK - i would be interested to read the forums you have suggsted, thanks. How did you end up living in the USA - do you have dual citizenship?

Claire ... The forum I find very interesting is this one

http://britishexpats.com/forum/

This other excellent site has a global reach (as you will see) and I sometimes post in the Canada section. Actually I do have dual citizenship but am a Canadian. I have visited most of America, a great country, and although my Dad lived in California, my family chose to remain up North in Montreal.

As to how I came across the pond well that is story in itself but let me say I have never regreted it for a moment. I am now 63 years of age and left the UK in 1962. Been back often but never felt at home there.

 

[ADJ]

Claire.. it is the same way in Italy and probably much of Europe. Not to get into politics but I think the mindset of socialism (dole/pensions/public health) has a lot to do with it, as does a certain dose of "old Europe" ennui/fatalism/existentialism compared with Americans' hard-charging, money-grubbing, "rugged individualist" ways. I try to take the best I can from both worlds!

I think Europeans also have living standards that the average American would not countenance, and they are less driven to "acquire" things. Said Irish friend, at 40, was sharing a 2-bedroom apt. with a married Italian couple and subsequently the couple's baby for a number of years.. Worked out for them all just fine.

I think the LBYM part of the equation they have down. much more so than the average American credit-card holder, but investing for ER (rather than wangling a "baby pension") is indeed beyond their ken.

Claire you are right on target with your observations. I have travelled extensively and spent a lot of time among Europeans. You have very succinctly nailed the differences. While Americans are obsessed with possessing things and hardwork, the Europeans have a much more laid back approach but of course they can since many of them, particularly Scandanavia, has a cradle to grave society.

Not only Europeans but many other cultures around the world tend to take a much more laid back approach to life. They take longer vacations, relax more and possess fewer things. I for one believe it's all in the values one is brought up with. As an immigrant to this country, I value above else my free time so I can spend it with family and any other way I chose. For that reason, I do not strive to get far up the corporate ladder.

I often wander who has the better society. Is it better to live simply and be satisfied or work hard and achieve tons of material things but sacrifice time and family in the process which the American society tend to value. Maybe we should open up a discussion on this topic.

I too have a story. My sister-in-law is British and gave her attic to a friend with a daughter and they lived like that for several years and never seemed to worry about who is imposing on whom.

 

[ADJ]

Sorry, I meant to Say Ladelfina. I am responding to her post.

 

[ADJ]

However, I wouldn't be so quick as to say one way is better than the other. Being happy with what you've got is a good start to a happy life.

Peter

I for one thinks happiness is contentment. Once you've provided you basic needs and you are not scrounging, no amount of money will make you any happier. I have reached my point of diminishing returns. While I don't have near what many people on this board have, I have enough. I don't want a bigger house and more stuff because I have to maintain them and they just seem to add stress to your life unless you are so wealthy that you can pay someone to have the headache. I can't imagine having more satisfaction with my personal life that I have now. In my opinion, here's the key to happiness:

Marry the right person
Have a livable household income
Have the number of children you can afford (they bring you the single greatest joy that no amount of money could ever bring you)
Be content (anything else will be gravy)

I do admit that this may be difficult to do in America because college education and medical insurance are so high. That's where most of the developed world beat us. They don't have to worry about paying too much for those two things, therefore they can sleep better at night with less.

 

[Texas Proud]

Yeah, but is it worth it when you consider the rattlesnakes, the armadilloes, the rednecks, the heat and humidity, the empty desert, and so on?

Why not consider a trip to Canada, instead? We've got friendly people, four unique seasons, and a lot of other neat stuff!

Hmmmm.... I live in a location that has average rainfall that far exceeds how much it rains in London... when I was there it rained more in a year than it had in 300 years and barely made our average..... the Gulf Coast is very very green... and, no rattlesnakes, no armadilloes.. but we do have rednecks and heat and humidity...

 

[Mr._johngalt]

Hmmmm.... I live in a location that has average rainfall that far exceeds how much it rains in London... when I was there it rained more in a year than it had in 300 years and barely made our average..... the Gulf Coast is very very green... and, no rattlesnakes, no armadilloes.. but we do have rednecks and heat and humidity...

I thought we had a deal. Only post negative stuff about Texas
(keeps the riff-raff out)

JG

 

[Mr._johngalt]

I for one thinks happiness is contentment. Once you've provided you basic needs and you are not scrounging, no amount of money will make you any happier. I have reached my point of diminishing returns. While I don't have near what many people on this board have, I have enough. I don't want a bigger house and more stuff because I have to maintain them and they just seem to add stress to your life unless you are so wealthy that you can pay someone to have the headache. I can't imagine having more satisfaction with my personal life that I have now. In my opinion, here's the key to happiness:

Marry the right person
Have a livable household income
Have the number of children you can afford (they bring you the single greatest joy that no amount of money could ever bring you)
Be content (anything else will be gravy)

I do admit that this may be difficult to do in America because college education and medical insurance are so high. That's where most of the developed world beat us. They don't have to worry about paying too much for those two things, therefore they can sleep better at night with less.

Outstanding post!

JG

 

[Texas Proud]

Hmmmm.... I live in a location that has average rainfall that far exceeds how much it rains in London... when I was there it rained more in a year than it had in 300 years and barely made our average..... the Gulf Coast is very very green... and, no rattlesnakes, no armadilloes.. but we do have rednecks and heat and humidity...

Oppppsss... sorry JG.... all this is a lie.... it is not real... we shoot people!!!