CRLLS
Thinks s/he gets paid by the post
Great for you! I love it when a plan comes together
Congrats, W2R!
I remember your post when you found out about claiming spousal on the ex's record. Nice surprise!
I turned 62 in Feb 2017 and I check my new benefit number every month. My benefit is quite small, but having waited 13 months it has gone up $60/mo by me not filing yet. I'm planning on waiting until Medicare age to claim.
If someone is of good health and can get by without social security checks, waiting until 70 years of age has been a good investment in recent years.
Ha ha!!! Thank you.Well, Dilly Dilly!!
Ah, you KNOW me... Thank you, and yes I will enjoy having more steady, reliable base income as I grow older.So happy for you W2R!
You are getting what you worked for and earned so now you can enjoy it and choose to spend more (or not).
I think Amazon stock is going to go up and Prime is going to be BUSY!!
Most of all - ENJOY!
Thank you! It is so nice to know that SS and I are on the same page about this.I'm glad that worked out for you W2R!
YAY!!!!
Love you all - - you really understand my joy in seeing a long time plan actually work (not to mention the $$$$, the Bluebell, etc). It's not greed, it's just relief, joy, surprise, you name it.
I should thank those here who actually explained to me that I could get divorced spousal for those 4 years without getting any less SS at age 70 than otherwise. I'm pretty fuzzy on who is was that I should be thanking, ingrate that I am my memory is gappy on exactly who helped me so much here, but I'm pretty sure mainly Katsmeow and maybe also REWahoo were responsible plus probably a few others that I don't recall. Well anyway, you all, you were right, IT WORKED!!!
This will be like getting 2 dental implants/year for free.
Congratulations!
Oh well - I probably would have wasted the extra money on craft beers anyway.
Yes! I am happy about that aspect of it, too.Hey, good for you! Well done! And you didn't even have to the SS office for it.
I never did go to get that ice cream, but there's no reason I couldn't celebrate today. A pint of Blue Bell Cherry Vanilla is my idea of heaven.Blue Bell Cherry Vanilla, I presume....
How sad for her! She should not feel annoyed with herself. F is a widower and had no idea that he could get a survivor's benefit from SS either, until I told him and sent him the link to apply for it. Many people just don't know about it.Congrats on everything going so smoothly and I will echo your thanks to the members here that talked about this. It does not apply to me but a dear friend of mine who went thru a horrible divorce when she got dumped for another woman and had a douchebag ex who hid assets from her, was able to benefit from it.
Her EX had passed away and she was able to claim survivors benefit on his record at her FRA. She knew nothing about how it works until I read it here and encouraged her to contact SS. She was overwhelmed with the additional income and annoyed at her herself for not being on top of the SS rules.
Congratulations !
It seems like about 3-4 months works pretty nicely. When you apply online, it gives you a range of months to choose from as the starting month for the change in your benefits. I started an application in January, but the last month in that range was May - - so I did not submit the application, waited another month, and then started a new application and was able to select June (my birthday is on June 8th).Hi W2R; Congrats. We are nearly the same age, so its nice to see someone a few months ahead of me successfully go through the process. In my case I filed for spousal at 66 (as opposed to divorced spousal but I think it works the same way). I turn 70 on 12/1, so my first check as a 70 year old will actually come in in the December - the second Wednesday. I have been counting down the months and now have only 8 more "skinny" checks to collect. I've been weighing the idea of when to file for my "fat" checks and conclude from your experience 3-4 months in advance is the correct timing. I'm also aware that I will be getting a new Medicare #. Do you expect to get that card on your birthday? Also do you expect your medicare part B to increase with that first bigger check? My Part B is currently less than the $134 base, as the "hold harmless" provision kept my net check the same this past year.
Yumm... I love chocolate!W2R - congrats, and enjoy your newfound wealth. Personally, I'm partial to Friendly's Chocolate Fudge Brownie, but enjoy your Blue Bell.
As an aside, for both my SS as well as DW currently collecting under my record, our SS office contacts were nothing short of excellent.
Thanks!!! I'm so happy about it. Honestly I did not expect this to be so easy.Wow - nice raise! Congrats!
It seems like about 3-4 months works pretty nicely. When you apply online, it gives you a range of months to choose from as the starting month for the change in your benefits. I started an application in January, but the last month in that range was May - - so I did not submit the application, waited another month, and then started a new application and was able to select June (my birthday is on June 8th).
I do not know when I will get my new Medicare card, but I verified with the nice SS lady on the phone that she will make sure I get one. My Part B is $134 already; I would imagine that yours will not change, but I do not know that. Or is the "hold harmless" ending for everyone? I don't remember but somehow got that idea. Anyway good luck with that.
I will be getting an "award letter" from SS, that will state in writing how much I will be getting and other details. Maybe it will tell me more about when I will receive my new Medicare card and so on.
Congrats! And Blue Bell is a great way to celebrate!!
Love all your posts and like you have learned a lot on this site.
Roth Backdoor conversions, HSA, etc.
We are on track to retire this year and this site has been my latest addiction!
Thanks. After all the articles and posts I have read over the years, gloomily predicting that there would be no SS by the time I qualified for it, and so on, I feel vindicated. Finally I will be getting some benefits from those SS contributions that were taken out of my paycheck every payday. It's a good feeling.Just want to say I'm happy that your are happy W2R. You earned this one.