REWahoo
Give me a museum and I'll fill it. (Picasso) Give
I was thinking of going with Plan N since I am in a no-excess-charges-allowed state. But.... since I don't want to pay the $120 per month for it I went with a Medicare Advantage plan with CapBlueCross (which is zero dollars per month premium and large copays for some things). I am testing out the MA plan now. Used it for a dental cleaning and xrays, and also for a blood test. No completed claims to look at yet, still waiting. The grapevine says that the supplements are hassle-free and there is no need for calling up the insurance company for everything, to look for all the gotchas. So, I'm still looking for all the gotchas, but I guess the $120 savings per month makes it worth it.
FWIW, I've not found any gotchas, not during the 6 years when we were on Plan F-HD nor for the past year on Plan N. Medicare, at least for us, has been far better than traditional health insurance when it comes to that side of the equation.