RunningBum
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
- Joined
- Jun 18, 2007
- Messages
- 13,264
My point was that you associate prudent with taking at 62, and undisciplined as someone who take at 70. A prudent investor might well look at today's market, for example, and decide it's a good time to take some off the table and live off it, while getting a safer return by delaying SS.There was no bias. I was simply saying that my strategy to protect DW financially should not be engaged in if you were not a prudent and disciplined investor. I know folks (some very well) that in the same situation would have failed to receive the monthly SS payments and promptly invest them in a prudent manner (I chose the TSM) for the entire 8 years. If you don't trust yourself to do that, then I couldn't recommend the strategy.
Is it that hard to understand that someone else's life situation is legitimately different that yours?
Understanding one's own biases can be difficult too.