Poll: Individual SS Payment for ER.ORG Members - Please Read First Post for Details

[harllee]

I waited until age 70 to take SS, I get over $4000 per month. Yipee!

 

[harley]

( as my dermatologist appointment in Aug was cancelled as the Dermatologist left her practice) his response was to give me three names of Dermatologists. I guess that is beneath what he does. So, I now have a new dermatologist and an appointment in February 5 months from now.

DW has an issue with her liver, so her PCP told her to call a GI specialist. She called (this was in August), and they offered her an appointment next April. It's crazy! It's like their plan of action is to put you off and hope you die before they have to deal with you.

 

[Koolau]

I claimed at 62 and currently receive $2488/mo. The young wife will never receive any sort of social security - not her own, not spousal, not survivor (thank you GPO).

I'll trade you my non-reduced SS and my pension for yours.

 

[Koolau]

I get $4,299.80 - claimed at 70. Not sure where I went wrong missing the max.
DW gets $1.258.80 - claimed at 62.

Too many coffee breaks??

 

[Jeffman52]

I didnt vote in the poll since I am not taking yet (Turned 60 this year)



Excluding any COLA increases between now and then. DW and I will probably start at 67. Yes she makes a bit more than I do and I'm good with that.



Mine is $3032
Hers is $3325
Total per year gross $76,284


If we stay healthy and decide to wait until 70
Mine is $3815
Hers is $4125
Total per year gross $95,280


I can certainly see why, if one or the other spouse dies before the other how it can have a very bad impact on total SS income.

 

[Out of Steam]

Haven't filed yet, but would get about $1900 a month if I filed today (64). That is reduced by WEP and 17 years of not paying in to SS.

 

[Koolau]

If we stay healthy and decide to wait until 70
Mine is $3815
Hers is $4125
Total per year gross $95,280

Very nice indeed!

 

[Car-Guy]

Took mine at 62 and getting $2,454mo now.


EDIT: Updated, I didn't really know, I had to look it up.