My hope was that this site was enabled by state insurance commissioners demanding that there be a 3rd party that would provide customers pricing, but would not let the insurance companies see each others' pricing en masse.The site they talk about is https://www.vitalssmartshopper.com and sounds like a really good thing. I'm going to investigate.I posted about this in another thread but there's a startup called SmartShopper that has data on how much a procedure will cost and will pay you to use a cheaper provider: Episode 655: Pay Patients, Save Money : Planet Money : NPR
Insurance companies will kill an owner of such a website before it goes live
Thanks for sharing that information. Good info on how the system works and a reminder that there would be enough wrinkles in the data from submitted EOB's that it would take a lot of smart people to get the site to function well.
I've had United Healthcare for the year, but just now went for a physical. Guess what. The EOB they offer does not include procedure codes, or even detailed procedure descriptions!
So much for this idea, unless we convince our lawmakers to compel insurance companies to provide the information.
Does your EOB have CPT codes?
I dont understand why people aren't outraged that its almost impossible to know what we are being charged for medical procedures before hand.
If we overhauled the insurance system anyway, why didnt Obamacare fix that?
Tell me what else we buy without knowing what it costs?
I've had United Healthcare for the year, but just now went for a physical. Guess what. The EOB they offer does not include procedure codes, or even detailed procedure descriptions!
So much for this idea, unless we convince our lawmakers to compel insurance companies to provide the information.
Does your EOB have CPT codes?
Kinda like writing a blank check, isn't it. But when you are being wheeled in unconscious, delirious, bleeding to death or in great pain, what are you going to do? Negotiate rates and services with the doctors before they proceed? Even when the procedure or visit is planned in advance, it can be difficult to get any solid estimates for much more than an office visit or flu shot.