You telling me that in the event of a really bad patch...that an able bodied, able minded, intelligent person who can put enough away to consider early retirement cant hit the pavement and within a few months get a job making 50-60k a year before taxes?
Come on...
With a masters in Biology, that wouldnt be as easy as you might think. At any one time, there may be 1 or 2 jobs open that would fit my education in the entire state of Arkansas. It would almost definitely mean i'd have to move, and all of my family is here.
I pinch myself all the time and wonder how I pulled it off (getting to where I am).
I'll tell you right now; i couldnt make it in the private sector. I don't have what it takes. My dad does it and he makes a fortune. All i can do is bow to him, and tip my hat.
When I decide to quit, i need to be 100% confident I wont need to come back.