I've posted several questions recently concerning my DM's upcoming move to independent living and responses have been extremely beneficial. It's reassuring to hear other's experience with similar situations. To me, this is the true value of being an active member of this forum.
Now comes a question about an unforeseen medical event down the road. She is 87, healthy (no chronic ailments) and has survivor benefits from Tricare For Life. I'm just now beginning to get up to speed on these benefits. I understand that they kick in after Medicare pays and is very good at paying.
Her finances are pretty tight and my question is what medical related expenses might we be on the hook for if something happens (fall, serious illness) beyond what Medicare and TFL would pay. The answer will tell me what she will be able to afford in housing.
Has anyone had a similar experience with your DH or DW? Are we safe to use her assets for housing and not worry about major medical that is not covered? Thanks in advance for any advice.
Now comes a question about an unforeseen medical event down the road. She is 87, healthy (no chronic ailments) and has survivor benefits from Tricare For Life. I'm just now beginning to get up to speed on these benefits. I understand that they kick in after Medicare pays and is very good at paying.
Her finances are pretty tight and my question is what medical related expenses might we be on the hook for if something happens (fall, serious illness) beyond what Medicare and TFL would pay. The answer will tell me what she will be able to afford in housing.
Has anyone had a similar experience with your DH or DW? Are we safe to use her assets for housing and not worry about major medical that is not covered? Thanks in advance for any advice.