I don't trust any FAs. I think the vast majority of them are either incompetent, or dishonest, or both.
My parents have a substantial amount in CDs in a couple of major banks. The "FAs" in these institutions are always calling to offer "investment advice" everytime a CD is about to mature (I'm sure it's probably just coincidence). Based on these advice, they put $150k in annuity even though they are in their 70s and have substantial income from other investments; another $200k in some stupid high-yield bond fund with a large frontload charge and annual expenses; another $100k on this; another $100k in that, etc. Add them all up, and pretty soon we were talking about real money.
When I finally found out about these, I called these banks and told them to f*** off and stop calling and bothering my parents. Now when they go into the bank for a maturing CD, the only decision they have to make is for how long and at what rate to renew the CD. No more unwanted "advice" from anyone else, and no more hard sales, or else we take all the money out. Unfortunatetely they are still stuck with these "investments" that just don't make sense for them, but at least we've closed the door on all the vultures.